{"id":6764,"date":"2023-10-10T09:34:52","date_gmt":"2023-10-10T07:34:52","guid":{"rendered":"https:\/\/www.wecity.com\/oportunidades\/valencia-betera\/"},"modified":"2023-10-27T10:38:58","modified_gmt":"2023-10-27T08:38:58","slug":"valencia-betera","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/valencia-betera\/","title":{"rendered":"Valencia-B\u00e9tera"},"content":{"rendered":"\n
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This opportunity will be financed under the Earlyfunding<\/strong> system. See here the conditions<\/a><\/p>\n<\/div><\/div>\n\n\n\n

WECITY complies with Law 5\/2015 and with Regulation<\/strong> (EU) 2020\/1503 of the European Parliament and of the Council<\/strong> of 7 October 2020 on European providers of crowdfunding services for companies. It is authorized by the CNMV<\/strong> as a Participatory Financing Platform registered under number 30<\/strong>, with a favorable proposal from the Bank of Spain<\/strong>.<\/p>\n\n\n\n

New Era Homes SL<\/strong><\/strong> requests financing from wecity for this investment opportunity.<\/p>\n\n\n\n

Investor, before making your investment please read the basic information for the investor client<\/a>. Past performance does not guarantee future performance.<\/p>\n\n\n\n

<\/div>\n\n\n\n

The investment<\/h2>\n\n\n\n

The investment opportunity consists of a 1st degree mortgage loan<\/strong> to finance the purchase of plot AR S7 “AR Alcaparra III 1”, located in Calle Capellan\u00eda, Mijas (M\u00e1laga). As an additional guarantee, 191,000 \u20ac of the VAT refund to the company corresponding to the acquisition is pledged in this project.<\/p>\n\n\n\n

The plot has a total buildable area of 1,543 m2<\/strong> and has a building permit applied for in November 2022, for the construction of 7 independent luxury villas with large gardens and swimming pool. Each villa will have more than 300 m2 built on plots of more than 470 m2. The plot is mortgaged.<\/p>\n\n\n\n

The developer provides equity of \u20ac660,000 (45.2%) of the total \u20ac1,460,000 required for the purchase.<\/p>\n\n\n\n

The developer applies to wecity for a loan of \u20ac800,000<\/strong> at a fixed rate for the purchase of the land. This loan has a 1st degree mortgage guarantee.<\/p>\n\n\n\n

Through wecity you can participate in a fixed-rate loan operation with an annual interest rate of 11% for an estimated term of 12 months<\/strong> (6 months mandatory) with the possibility of extending for an additional 6 months. The total estimated return is 11% for 12 months or 16.5% if the final term is with the 6 month extension. The interest payment + return of the invested capital will be made at maturity.<\/strong><\/p>\n\n\n\n

With a minimum investment of \u20ac500, you can participate in this opportunity with an excellent return and maximum guarantees.<\/strong><\/p>\n\n\n\n

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\u201cSi invierto 100.000\u20ac tendr\u00e9 un beneficio total estimado de 10.000 \u20ac\u201d<\/strong><\/p>\n<\/div><\/div>\n\n\n\n

Valuation<\/h2>\n\n\n\n

La tasaci\u00f3n actual<\/strong> con finalidad de garant\u00eda hipotecaria, (Orden ECO 805\/2003) asciende a 1.105.603,01 \u20ac <\/strong>. <\/p>\n\n\n\n

El pr\u00e9stamo a realizar a la sociedad es de 650.000 \u20ac, lo que supone un Loan to Value<\/strong> (LTV) sobre tasaci\u00f3n actual del 58,79%.<\/strong><\/p>\n\n\n\n

<\/p>\n\n\n\n

<\/div>\n\n\n\n

The project<\/h2>\n\n\n\n

El proyecto se trata de la adquisici\u00f3n de la parcela <\/strong>donde se desarrollar\u00e1n 7 viviendas unifamiliares<\/strong>, con jard\u00edn<\/strong>, 2 plazas de aparcamiento y piscina privada<\/strong>.<\/p>\n\n\n\n

\"<\/figure>\n\n\n\n
\"Inversi\u00f3n<\/figure>\n\n\n\n
\"Inversi\u00f3n<\/figure>\n\n\n\n
\"Inversi\u00f3n<\/figure>\n\n\n\n
\"Inversi\u00f3n<\/figure>\n\n\n\n
\"<\/figure>\n\n\n\n

Im\u00e1genes de vivienda similar de fases anteriores<\/p>\n\n\n\n

<\/div>\n\n\n\n

Environment and location<\/h2>\n\n\n\n

El proyecto est\u00e1 situado en una de las mejores urbanizaciones de B\u00e9tera, Valencia.<\/strong> <\/p>\n\n\n\n

B\u00e9tera se extiende hasta los pies del Parque Natural de la Sierra Calderona,<\/strong> lo que hace que tenga un patrimonio natural de gran calidad propio del Turismo Ecol\u00f3gico.<\/strong><\/p>\n\n\n\n

El Turismo de Ocio cuenta con un hotel de cuatro estrellas. El Ad-Hoc Parque Golf <\/strong>, dos alojamientos rurales, numerosos restaurantes de calidad y establecimientos de ocio como el Club de Golf Escorpi\u00f3n<\/strong> o el Centro H\u00edpico Equitecnic<\/strong>, conocidos en el \u00e1mbito estatal y que hacen de B\u00e9tera un lugar privilegiado para un turista de nivel medio-alto.<\/p>\n\n\n\n

\"<\/figure>\n\n\n\n
<\/div>\n\n\n\n

The mortgage guarantee<\/h2>\n\n\n\n

El pr\u00e9stamo tendr\u00e1 como garant\u00eda hipotecaria <\/strong>de 1er grado<\/strong> el solar<\/strong> situado en Calle Mar Cant\u00e1brico, Parcela 13-2, B\u00e9tera<\/strong> (Valencia).<\/p>\n\n\n\n

La entidad tasadora independiente encargada de identificar el valor es TINSA<\/strong> , cuya denominaci\u00f3n social es TASACIONES INMOBILIARIAS SAU,<\/strong> y se encuentra inscrita como Sociedad de Tasaci\u00f3n Homologada por el Banco de Espa\u00f1a con el n\u00famero 4.313<\/p>\n\n\n\n

Seg\u00fan el informe de tasaci\u00f3n realizado por TINSA, la tasaci\u00f3n actual asciende a  1.105.603,01 \u20ac<\/strong>\u20ac.<\/strong><\/p>\n\n\n\n

El pr\u00e9stamo a realizar a la sociedad promotora es de 650.000 \u20ac<\/strong>, lo que supone un Loan to Value <\/strong>sobre tasaci\u00f3n actual <\/strong>del 58,79%.<\/strong><\/p>\n\n\n\n

<\/div>\n\n\n\n

Guarantee agent<\/h2>\n\n\n\n

The constitution, preservation, management, administration and, if applicable, enforcement of the real estate mortgage rights on behalf of the investors will be carried out by an entity external to wecity.<\/p>\n\n\n\n

In this case the designated Collateral Agent is BONDHOLDERS.<\/strong><\/p>\n\n\n\n

Bondholders, is a professional company specialized mainly in providing independent commission agent and escrow services over different asset classes and under numerous international jurisdictions.<\/p>\n\n\n\n

In recent years Bondholders has been mandated as agent and arranger in more than 400 transactions representing a total of nearly 200 billion euros in debt.<\/p>\n\n\n\n

Its main clients include, among others, financial institutions, institutional clients, asset managers, sovereign government agencies.<\/p>\n\n\n\n

Currently one of the leaders in Europe in providing independent fiduciary services.<\/strong><\/p>\n\n\n\n

<\/div>\n\n\n\n

Monitoring<\/h2>\n\n\n\n

The promoter must justify the use of the funds in each of the applications.<\/p>\n\n\n\n

The use of the funds by the promoter will be monitored by a company external to wecity.<\/p>\n\n\n\n

<\/div>\n\n\n\n

Keys<\/h2>\n\n\n\n
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  • Type of Investment<\/strong>: Fixed interest loan.<\/li>\n\n\n\n
  • Guarantee:<\/strong> 1st degree mortgage.<\/li>\n\n\n\n
  • Purpose of the loan:<\/strong> Financing of the purchase of the land and expenses associated with the project, where 7 single-family homes will be developed in B\u00e9tera (Valencia).<\/li>\n\n\n\n
  • Contribution:<\/strong>\n\n\n\n\n
      \n
    • Sponsor contribution: <\/strong>300.000 \u20ac<\/li>\n<\/ul>\n\n\n\n
        \n
      • Wecity investors:<\/strong> 650.000 \u20ac<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n
          \n
        • Type of property:<\/strong> New Construction-Residencial<\/li>\n\n\n\n
        • Interest rate:<\/strong> 10 % annual<\/li>\n\n\n\n
        • Estimated total return:<\/strong> 10%.<\/li>\n\n\n\n
        • LTV First Disposal Appraisal: <\/strong>58,79 %<\/li>\n\n\n\n
        • Loan term:<\/strong> 12 months<\/li>\n\n\n\n
        • Interest payment:<\/strong> at maturity<\/li>\n\n\n\n
        • Minimum investment:<\/strong> 500 \u20ac.<\/li>\n<\/ul>\n\n\n\n

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