{"id":28840,"date":"2026-11-05T12:28:30","date_gmt":"2026-11-05T11:28:30","guid":{"rendered":"https:\/\/www.wecity.com\/oportunidades\/madrid-brunete-fuente-el-saz-ii\/"},"modified":"2026-11-12T13:10:34","modified_gmt":"2026-11-12T12:10:34","slug":"madrid-brunete-fuente-el-saz-ii","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/madrid-brunete-fuente-el-saz-ii\/","title":{"rendered":"Madrid, Brunete, Fuente el Saz II"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>wecity<\/strong> complies with the provisions of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of participative financing services for companies and Title V of Law 5\/2015 on the promotion of business financing as amended by Law 18\/2022 of 28 September on the creation and growth of companies. It is authorized by the <strong>CNMV<\/strong> as a Participatory Financing Service Provider, registered under number 9, with a favorable proposal from the <strong>Bank of Spain<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Investor, before making your investment, please read the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/\" target=\"_blank\" rel=\"noreferrer noopener\">basic information for the investor client<\/a>, as well as the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/#periodo_reflexi%C3%B3n\">pre-contractual cooling-off period for inexperienced investors <\/a>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Skin in the game<\/strong>: <em>\u201cIn accordance with Article 8.2 of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of October 7, 2020, on European crowdfunding providers, we hereby inform you that <a href=\"https:\/\/www.wecity.com\/en\/team\/\" target=\"_blank\" rel=\"noreferrer noopener\">partners, executives, and employees of <strong>wecity<\/strong><\/a> may invest on this occasion. These investments will be made under the same conditions as those of other investors, without receiving preferential treatment or privileged access to information.\u201d<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The investment<\/h2>\n\n\n\n<div class=\"wp-block-group is-style-border-radius has-background\" style=\"background-color:#f5f7f6\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Type<\/strong>: Fixed-rate mortgage loan<\/li>\n\n\n\n<li><strong>Purpose of the loan:<\/strong> Construction project (Brunete)<\/li>\n\n\n\n<li><strong>Collateral:<\/strong><sup>First-lien <\/sup>mortgage.<\/li>\n\n\n\n<li><strong>Duration:<\/strong> 10 months (with a possible 3-month extension).<\/li>\n\n\n\n<li><strong>Mandatory repayment period: <\/strong>6<strong> <\/strong>months.<\/li>\n\n\n\n<li><strong>Interest rate:<\/strong> 10.50% per annum.<\/li>\n\n\n\n<li><strong>Interest payment:<\/strong> at maturity.<\/li>\n\n\n\n<li><strong>Appraisals:<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Current ECO appraisal value for Brunete:<\/strong> 871.750,97 \u20ac\u00a0<\/li>\n\n\n\n<li><strong>HET ECO appraisal value for Brunete: \u20ac<\/strong>1 ,683,135.00<\/li>\n\n\n\n<li><strong>Current ECO appraisal value for Fuente el Saz: \u20ac<\/strong>45<strong>2 <\/strong>,061.43<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Joint Appraisals<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>First Disbursement:<\/strong> 763,435.94 \u20ac<strong> | LTV: <\/strong>57,66%<\/li>\n\n\n\n<li><strong>Combined HET ECO Appraisal Value:<\/strong> \u20ac2,135,196.43 <strong>| HET LTV:<\/strong> 52.45%<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Contributions:<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Developer: \u20ac<\/strong>613<strong> <\/strong>,000.00<\/li>\n\n\n\n<li><strong>wecity Loan (Phase II):<\/strong> \u20ac500,000.00 <\/li>\n\n\n\n<li><strong>wecity Loan (Phases I and II): \u20ac<\/strong>1<strong> <\/strong>,120,000.00<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Minimum investment:<\/strong> 500 \u20ac<\/li>\n\n\n\n<li><strong>Maximum investment:<\/strong> 500\u20ac during the first ten minutes.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The developer NUEVO VALKEY GESTI\u00d3N INTEGRAL S.L. is seeking financing through wecity to cover the construction costs of a development consisting of a 6-unit multifamily building in Brunete, at 8 Madrid Street (Madrid), and, in turn, to finance the <strong>purchase of a lot in Fuente el Saz de Jarama (Madrid<\/strong>), where a development of 4 townhouses will be built. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Although these are two separate projects, the funding will be provided in a single disbursement. Of the total \u20ac620,000 loan amount in the  <strong><em>first phase<\/em><\/strong>, <strong>\u20ac370,000 was<\/strong> allocated to the Brunete development and <strong>the remaining \u20ac250,000<\/strong> to the Fuente el Saz del Jarama development. This time, the second phase of the loan will be disbursed, which will be used solely to finance the remaining construction costs for Brunete.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The opportunity involves financing <strong>Phase II of a \u20ac500,000 fixed-rate loan,<\/strong> secured by a first- <strong>degree<\/strong> <strong><sup>mortgage<\/sup><\/strong> on the two assets, with an approximate term of <strong><sup>2<\/sup><\/strong> to <strong>10 months (plus a possible 3-month extension)<\/strong> . This loan corresponds to the second phase of a total loan, which will amount to a maximum of <strong>\u20ac1,120,000 in two phases.<\/strong> <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00b7 Brunete, Madrid<\/strong> (8 Madrid Street)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The lot has a total area of 386<sup>m\u00b2<\/sup> and a buildable area of 440<sup>m<\/sup>\u00b2. From a zoning perspective, the <strong>building permit has been granted<\/strong>, and construction has already begun; according to the appraisal, <strong>the project<\/strong> is <strong>45% complete<\/strong>. From a sales perspective, <strong>6 out of 6 units<\/strong> have been <strong>sold<\/strong> (100% of the total development). To date, the developer has contributed \u20ac388,000 in equity. In this case, <strong>the financing for this second phase is entirely earmarked for construction work.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">\u00b7 <strong>Fuente el Saz de Jarama, Madrid<\/strong> (47 Madrid Street)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The lot has a total area of 1,396<sup>m\u00b2<\/sup> and a buildable area of 679<sup>m\u00b2.<\/sup> From a zoning perspective, the building permit was applied for in 2025. Marketing will begin once the permit has been granted. To date, the developer has contributed \u20ac225,000 in equity, which has been used to partially fund the acquisition of the property. In the first phase of the loan, the <strong>proceeds were used entirely for the acquisition.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Investors<\/strong> are expected <strong>to<\/strong> <strong>exit<\/strong> <strong>wecity<\/strong> through the <strong>sale and delivery of the homes in the Brunete development and\/or through the receipt of bank financing for the Fuente el Saz project.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The Project<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-2-1024x606.jpg\" alt=\"\" class=\"wp-image-27322\" style=\"width:861px;height:undefinedpx\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-2-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-2-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-2-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-2-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-2-2048x1213.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Brunete Project: 6-unit apartment building<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-1024x606.jpg\" alt=\"\" class=\"wp-image-27276\" style=\"width:861px;height:undefinedpx\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-2048x1213.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Fuente el Saz Project. The developer will build a development consisting of 4 townhouses on the financed lot.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Location and surroundings<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Brunete, Madrid ( <\/strong>8 Madrid Street)<\/p>\n\n\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d3038.1683050835595!2d-3.999297688365353!3d40.405122156226646!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0xd4199fd19bde3cf%3A0x4878e49d44222324!2sC.%20Madrid%2C%208%2C%2028690%20Brunete%2C%20Madrid!5e0!3m2!1ses!2ses!4v1785155999023!5m2!1ses!2ses\" width=\"800\" height=\"600\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"strict-origin-when-cross-origin\"><\/iframe>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Fuente el Saz de Jarama, Madrid ( <\/strong>47 Madrid Street)<\/p>\n\n\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d3027.641306174758!2d-3.515936588355224!3d40.63779174203601!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0xd43cc6c2e149d5f%3A0xf0d46fab28b3789e!2sC.%20Madrid%2C%2047%2C%2028140%20Fuente%20el%20Saz%20de%20Jarama%2C%20Madrid!5e0!3m2!1ses!2ses!4v1785156026251!5m2!1ses!2ses\" width=\"800\" height=\"600\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"strict-origin-when-cross-origin\"><\/iframe>\n\n\n\n<h2 class=\"wp-block-heading\">Mortgage Collateral<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The loan will be secured by a<sup>first-priority<\/sup> mortgage on the assets located at:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00b7 Brunete, Madrid ( <\/strong>8 Madrid Street).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00b7 Fuente el Saz de Jarama, Madrid ( <\/strong>47 Madrid Street)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to the appraisal reports prepared by <strong>Gesvalt<\/strong> for the Brunete property and by <strong>Tasa<\/strong> for the Fuente el Saz property, the <strong>current combined ECO appraisal<\/strong> amounts to <strong>\u20ac1,255,206.46 and<\/strong> the <strong>combined HET ECO appraisal<\/strong> to <strong>\u20ac2,135,196.43.<\/strong> To calculate the latter, the HET ECO appraisal for Brunete was taken into account\u2014since construction costs are being financed\u2014along with the current ECO appraisal for Fuente el Saz, since the land is being financed and no construction is planned during the term of the loan. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The first disbursement of the loan will be <strong>\u20ac763,435.94,<\/strong> representing a <strong>Loan-to-Value (LTV) ratio of <strong><strong>57,66<\/strong>%<\/strong><\/strong> based on the current combined ECO appraisal. Meanwhile, considering the total loan for Phases I and II, which amounts to <strong>\u20ac1,120,000.00<\/strong>, the <strong>HET LTV is 52.45% of<\/strong> the combined HET ECO appraisal value.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Collateral Agent<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The creation, maintenance, management, administration, and, where applicable, enforcement of the security interest on behalf of <strong>wecity<\/strong> investors will be handled by an entity external to <strong>wecity<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this case, the designated Collateral Agent will be the one specified in the loan agreement. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Rating<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>wecity<\/strong>, as a provider of participatory financing services and in compliance with Delegated Regulation (EU) 2024\/358, which supplements Regulation (EU) 2020\/1503 of the European Parliament and of the Council, provides a <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\" target=\"_blank\" rel=\"noreferrer noopener\">description of the credit rating method<\/a><br> used to calculate project ratings. If the calculation is based on unaudited financial statements, this will be clearly stated in the method description.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Monitoring<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The promoter must justify the use of the funds in each of the applications. The use of the funds by the promoter will be monitored by a company external to <strong>wecity<\/strong>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"featured_media":27628,"template":"","class_list":["post-28840","oportunidades","type-oportunidades","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades\/28840","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades"}],"about":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/types\/oportunidades"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media\/27628"}],"wp:attachment":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media?parent=28840"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}