{"id":28761,"date":"2026-10-28T11:40:18","date_gmt":"2026-10-28T10:40:18","guid":{"rendered":"https:\/\/www.wecity.com\/oportunidades\/madrid-south-of-the-tigris\/"},"modified":"2026-11-05T13:05:34","modified_gmt":"2026-11-05T12:05:34","slug":"madrid-south-of-the-tigris","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/madrid-south-of-the-tigris\/","title":{"rendered":"Madrid Sirio Sur"},"content":{"rendered":"\n

wecity<\/strong> complies with the provisions of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of participative financing services for companies and Title V of Law 5\/2015 on the promotion of business financing as amended by Law 18\/2022 of 28 September on the creation and growth of companies. It is authorized by the CNMV<\/strong> as a Participatory Financing Service Provider, registered under number 9, with a favorable proposal from the Bank of Spain<\/strong>.<\/p>\n\n\n\n

Investor, before making your investment, please read the basic information for the investor client<\/a>, as well as the pre-contractual cooling-off period for inexperienced investors <\/a>. <\/p>\n\n\n\n

Skin in the game<\/strong>: \u201cIn accordance with Article 8.2 of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of October 7, 2020, on European crowdfunding providers, we hereby inform you that partners, executives, and employees of wecity<\/strong><\/a> may invest on this occasion. These investments will be made under the same conditions as those of other investors, without receiving preferential treatment or privileged access to information.\u201d<\/em><\/p>\n\n\n\n

The investment<\/h2>\n\n\n\n
\n
    \n
  • Type<\/strong>: Fixed-rate mortgage loan<\/li>\n\n\n\n
  • Purpose of the loan:<\/strong> Acquisition.<\/li>\n\n\n\n
  • Security:<\/strong>First<\/sup> -priority mortgage on the properties in the country of origin.<\/li>\n\n\n\n
  • Term:<\/strong> 12 months (with a possible 6-month extension).<\/li>\n\n\n\n
  • Mandatory repayment period: <\/strong>6 <\/strong>months.<\/li>\n\n\n\n
  • Interest rate:<\/strong> 11.25% per annum.<\/li>\n\n\n\n
  • Estimated total return:<\/strong> 11.25%<\/li>\n\n\n\n
  • Interest payment:<\/strong> at maturity.<\/li>\n\n\n\n
  • Signing at a notary’s office is subject to the following conditions:\n
      \n
    • LTV<75%<\/strong><\/li>\n\n\n\n
    • Appraisal ><\/strong>5,793,333.33<\/strong> \u20ac<\/strong><\/li>\n<\/ul>\n<\/li>\n\n\n\n
    • Contributions:<\/strong>
      • Developer:<\/strong> \u20ac4,741,719.04<\/li><\/ul>\n
          \n
        • wecity loan:<\/strong> \u20ac4,345,000<\/li>\n<\/ul>\n<\/li>\n\n\n\n
        • Minimum investment:<\/strong> 500 \u20ac<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n

          The cooperative SIRIO DESARROLLOS DEL ESTE S.COOP.MAD, with Co\u00f3ptima<\/strong> acting as its manager,<\/strong> is requesting financing through wecity<\/strong> to complete the outstanding payment (50%) for the acquisition of the future plot A.4.C.3 of the Valdecarros Land Readjustment Project, where 95 VPPL housing units will be developed. Furthermore, it is worth noting that this manager has already financed 8<\/strong> cooperative projects through wecity<\/strong>, Of these, 5 have been successfully repaid to our investors (\u20ac7.19 million), and the other 3 are proceeding as scheduled within the established timeframe (\u20ac2.73 million). <\/strong><\/p>\n\n\n\n

          The land has a total area of 2,078m\u00b2<\/sup> and a built-up area of 9,002m<\/sup> \u00b2. From a land-use planning perspective, the Land Readjustment Project was definitively approved in September 2026, and the parcels are expected to be registered before the end of the year. Phase III of the development is approximately 30% complete. The building permit will be applied for once the parcels are registered. <\/p>\n\n\n\n

          At the commercial level<\/strong> , the cooperative has already allocated 97%<\/strong> of the homes<\/strong> (93 out of 95).<\/strong><\/p>\n\n\n\n

          The project will be financed through a fixed-rate mortgage loan<\/strong> of \u20ac4,345,000, secured by a first-<\/sup><\/strong> degree<\/strong> mortgage on the original plots.<\/strong> Once the Land Redistribution Project is registered, these plots will become plot A.4.C.3, and the loan will have a term of 12 months (with a possible 6-month extension).<\/p>\n\n\n\n

          The cooperative has contributed equity<\/strong> in the amount of \u20ac4,741,719.04<\/strong> for the purchase of the asset.<\/p>\n\n\n\n

          Signing the deed at the notary’s office is contingent upon the loan not exceeding 75% of the appraised value (LTV<75%) or, in other words, the appraised value being greater than or equal to \u20ac5,793,333.33.<\/strong><\/p>\n\n\n\n

          The exit of investors from wecity<\/strong> is scheduled to take place upon the receipt of bank financing once the building permit has been granted.<\/p>\n\n\n\n

          AInvest<\/h2>\n\n\n\n

          In this instance, AInvest is used.<\/p>\n\n\n\n

          The Project<\/h2>\n\n\n\n
          \"\"<\/figure>\n\n\n\n

          Location and surroundings<\/h2>\n\n\n\n