{"id":27635,"date":"2026-07-31T13:01:01","date_gmt":"2026-07-31T11:01:01","guid":{"rendered":"https:\/\/www.wecity.com\/oportunidades\/turin-via-sacchi-ii\/"},"modified":"2026-08-04T10:47:12","modified_gmt":"2026-08-04T08:47:12","slug":"turin-via-sacchi-ii","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/turin-via-sacchi-ii\/","title":{"rendered":"Turin, Via Sacchi II"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>wecity<\/strong> complies with the provisions of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of participative financing services for companies and Title V of Law 5\/2015 on the promotion of business financing as amended by Law 18\/2022 of 28 September on the creation and growth of companies. It is authorized by the <strong>CNMV<\/strong> as a Participatory Financing Service Provider, registered under number 9, with a favorable proposal from the <strong>Bank of Spain<\/strong>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Investor, before making your investment, please read the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/\" target=\"_blank\" rel=\"noreferrer noopener\">basic information for the investor client<\/a>, as well as the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/#periodo_reflexi%C3%B3n\">pre-contractual cooling-off period for inexperienced investors <\/a>.  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Skin in the game<\/strong>:  <em>&#8220;In compliance with Article 8.2 of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of October 7, 2020 on European providers of equity financing, it is hereby informed that in this opportunity <a href=\"https:\/\/www.wecity.com\/en\/team\/\" target=\"_blank\" rel=\"noreferrer noopener\">partners, managers and employees of wecity<\/a> may invest. These investments will be made under the same conditions as those of other investors without receiving preferential treatment or privileged access to information.&#8221; <\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The investment<\/h2>\n\n\n\n<div class=\"wp-block-group is-style-border-radius has-background\" style=\"background-color:#f5f7f6\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Purpose of the loan:<\/strong> Acquisition and renovation.<\/li>\n\n\n\n<li><strong>Collateral:<\/strong><sup>1st <\/sup>degree mortgage.<\/li>\n\n\n\n<li><strong>Duration:<\/strong> 8 months (with a possible 3-month extension)<\/li>\n\n\n\n<li><strong>Required compliance: <\/strong>4 months.<\/li>\n\n\n\n<li><strong>Interest rate:<\/strong> 11 % p.a.<\/li>\n\n\n\n<li><strong>Estimated total return:<\/strong> 7.33%<\/li>\n\n\n\n<li><strong>Interest payment:<\/strong> at maturity.<\/li>\n\n\n\n<li><strong>Current ECO appraisal: \u20ac<\/strong>3,100,000<strong> | LTV: <\/strong>46 .77%<\/li>\n\n\n\n<li><strong>ECO HET appraisal: <\/strong>3.477.000 \u20ac <strong>| LTV HET: <\/strong>41,70 %.<\/li>\n\n\n\n<li><strong>Rating<\/strong>: <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\">A<\/a><\/li>\n\n\n\n<li><strong>Aportaciones:<\/strong><ul><li><strong>Aportaci\u00f3n promotor:<\/strong> 671.000 \u20ac&nbsp;<\/li><\/ul>\n<ul class=\"wp-block-list\">\n<li><strong>wecity Loan (Phase II):<\/strong> \u20ac450,000.00<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Minimum investment:<\/strong> 500 \u20ac.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The developer <strong>LoBa Invest Srl<\/strong><strong>,<\/strong><strong>is requesting financing through wecity<\/strong> for the acquisition and subsequent renovation of housing units in Via Sacchi 16, Torino (Italy).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The surface area of the apartments totals 836<sup>m2<\/sup>, and each apartment has an average surface area of approximately 70 m2. The apartments will have 1 or 2 bedrooms. This type of asset is currently in high demand in the city. The developer has processed the building permit by means of a responsible declaration. The work will begin as soon as the assets are acquired.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The total amount of the loan is <strong>\u20ac1,450,000, to be disbursed in two phases, and will be secured by a first-lien mortgage<\/strong>.<strong> <\/strong>On this occasion, we will finance <strong>Phase II of the loan in the amount of \u20ac450,000,<\/strong> which will have a fixed annual interest rate of <strong>11% and a standard term of 8 months plus a possible 3-month extension, to <\/strong>be used for the acquisition.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The developer has contributed <strong>\u20ac671,000 as of <\/strong>the date of purchase of the assets.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>repayment of the loan<\/strong> to the <strong>wecity<\/strong> investors is expected to be made from the sales of the apartments.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">AInvest<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">On this occasion, AInvest is being used.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The project<\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"858\" height=\"893\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi_01-1.jpg\" alt=\"\" class=\"wp-image-26213\" style=\"width:1020px;height:auto\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi_01-1.jpg 858w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi_01-1-288x300.jpg 288w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi_01-1-768x799.jpg 768w\" sizes=\"auto, (max-width: 858px) 100vw, 858px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"858\" height=\"571\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi_02.jpg\" alt=\"\" class=\"wp-image-26218\" style=\"width:1019px;height:auto\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi_02.jpg 858w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi_02-300x200.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi_02-768x511.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi_02-400x267.jpg 400w\" sizes=\"auto, (max-width: 858px) 100vw, 858px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-2-1-1024x606.png\" alt=\"\" class=\"wp-image-26111\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-2-1-1024x606.png 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-2-1-300x178.png 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-2-1-768x455.png 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-2-1-1536x909.png 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-2-1-2048x1213.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-3-1024x606.png\" alt=\"\" class=\"wp-image-26101\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-3-1024x606.png 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-3-300x178.png 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-3-768x455.png 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-3-1536x909.png 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-3-2048x1213.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-1024x606.png\" alt=\"\" class=\"wp-image-26106\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-1024x606.png 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-300x178.png 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-768x455.png 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-1536x909.png 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/05\/wecity_imag_inversion_Turin-Via-Sacchi-2048x1213.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Location and surroundings<\/h2>\n\n\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d2818.202190512034!2d7.6736662751122156!3d45.06140937107026!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x47886d6a8b4485ed%3A0xd109aa69f0343f82!2sVia%20Paolo%20Sacchi%2C%2016%2C%2010128%20Torino%20TO%2C%20Italia!5e0!3m2!1ses!2ses!4v1779806650176!5m2!1ses!2ses\" width=\"800\" height=\"600\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\"><\/iframe>\n\n\n\n<p class=\"wp-block-paragraph\">Via Sacchi 16 is located in one of the most central and sought-after areas of <strong>Turin<\/strong>, very close to Porta Nuova and the historic center. The area combines elegant buildings, good connections and a wide range of services, restaurants and stores, making it a very attractive location for both living and investment. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The Egizio Museum, Piazza Castello and the Mole Antonelliana are just a few minutes away. Its strategic location and consolidated urban environment make this area a choice with high residential and tourist demand. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mortgage collateral<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The loan will be secured by a<sup>1st<\/sup> degree mortgage on the asset, located at Via Sacchi 16<strong>(Turin<\/strong>).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to the appraisal report prepared by <strong>RYZE<\/strong>, the current appraised value is \u20ac3,100,000.<strong> <\/strong>  and the \u201cCompleted Building\u201d (HET) appraisal at \u20ac3,477,000. The loan to be granted to the developer is \u20ac400,000, and the remaining amount\u2014that is, \u20ac50,000\u2014is for loan structuring and <strong>Wecity\u2019s<\/strong> commission; This results in a Loan-to-Value (LTV) ratio of 41.70% based on the HET and a current Loan-to-Value (LTV) ratio of 46.77%. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Collateral agent<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The constitution, conservation, management, administration and, if applicable, enforcement of the pledge on behalf of wecity&#8217;s investors shall be carried out by an entity external to <strong>wecity<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this case, the designated Collateral Agent will be the one indicated in the loan agreement.  <\/p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Rating<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>wecity<\/strong>, as a provider of equity financing services and in compliance with Delegated Regulation (EU) 2024\/358 supplementing Regulation (EU) 2020\/1503 of the European Parliament and of the Council, provides a <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\" target=\"_blank\" rel=\"noreferrer noopener\">description of the credit rating method<\/a><br> of the projects used to calculate the ratings. If the calculation is based on accounts that have not been audited, this shall be clearly stated in the description of the method. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Monitoring<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The promoter must justify the use of the funds in each of the provisions requested. The use of the funds by the promoter will be monitored by a company external to <strong>wecity<\/strong>.   <\/p>\n","protected":false},"featured_media":26136,"template":"","class_list":["post-27635","oportunidades","type-oportunidades","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades\/27635","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades"}],"about":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/types\/oportunidades"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media\/26136"}],"wp:attachment":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media?parent=27635"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}