{"id":27416,"date":"2026-07-27T11:19:17","date_gmt":"2026-07-27T09:19:17","guid":{"rendered":"https:\/\/www.wecity.com\/oportunidades\/madrid-brunete-fuente-el-saz\/"},"modified":"2026-07-29T13:23:34","modified_gmt":"2026-07-29T11:23:34","slug":"madrid-brunete-fuente-el-saz","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/madrid-brunete-fuente-el-saz\/","title":{"rendered":"Madrid, Brunete, Fuente el Saz"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>wecity<\/strong> complies with the provisions of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of participative financing services for companies and Title V of Law 5\/2015 on the promotion of business financing as amended by Law 18\/2022 of 28 September on the creation and growth of companies. It is authorized by the <strong>CNMV<\/strong> as a Participatory Financing Service Provider, registered under number 9, with a favorable proposal from the <strong>Bank of Spain<\/strong>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Investor, before making your investment, please read the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/\" target=\"_blank\" rel=\"noreferrer noopener\">basic information for the investor client<\/a>, as well as the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/#periodo_reflexi%C3%B3n\">pre-contractual cooling-off period for inexperienced investors <\/a>.  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Skin in the game<\/strong>:  <em>\u201cIn accordance with Article 8.2 of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of October 7, 2020, on European crowdfunding providers, we hereby inform you that <a href=\"https:\/\/www.wecity.com\/en\/team\/\" target=\"_blank\" rel=\"noreferrer noopener\">partners, executives, and employees of <strong>wecity<\/strong><\/a> may invest on this occasion. These investments will be made under the same conditions as those of other investors, without receiving preferential treatment or privileged access to information.\u201d <\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The investment<\/h2>\n\n\n\n<div class=\"wp-block-group is-style-border-radius has-background\" style=\"background-color:#f5f7f6\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Type<\/strong>: Fixed-rate mortgage loan<\/li>\n\n\n\n<li><strong>Purpose of the loan:<\/strong> Floor (Fuente el Saz) \u2013 Construction (Brunete)<\/li>\n\n\n\n<li><strong>Collateral:<\/strong><sup>1st <\/sup>degree mortgage.<\/li>\n\n\n\n<li><strong>Term:<\/strong> 12 months (+3 months possible extension).<\/li>\n\n\n\n<li><strong>Required compliance: <\/strong>6 months.<\/li>\n\n\n\n<li><strong>Interest rate:<\/strong> 10.50% per annum.<\/li>\n\n\n\n<li><strong>Estimated total return:<\/strong> 10.50%.<\/li>\n\n\n\n<li><strong>Interest payment:<\/strong> at maturity.<\/li>\n\n\n\n<li><strong>Appraisals:<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Current ECO appraisal value for Brunete: <\/strong>\u20ac537 ,836.03<\/li>\n\n\n\n<li><strong>ECO HET Brunete Appraisal:<\/strong> \u20ac1,584,348.45  <\/li>\n\n\n\n<li><strong>Current ECO appraisal for Fuente el Saz: \u20ac<\/strong>452.061,43<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Joint Appraisals<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>First Disbursement: <\/strong>\u20ac416.102,00<strong> | LTV: <\/strong>42,03%<\/li>\n\n\n\n<li><strong>Joint HET ECO Appraisal: <\/strong>2.036.409,88 \u20ac<strong> | LTV: <\/strong>54,99%<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Contributions:<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Developer: <\/strong>\u20ac613<strong> <\/strong>,000.00<\/li>\n\n\n\n<li><strong>wecity Loan (Phase I):<\/strong> \u20ac620,000.00  <\/li>\n\n\n\n<li><strong>Wecity Loan (Phases I and II): \u20ac<\/strong>1 ,120,000.00<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Minimum investment:<\/strong> 500 \u20ac.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The developer <strong>NUEVO VALKEY GESTI\u00d3N INTEGRAL S.L.<\/strong> is seeking financing through wecity to cover the construction costs of a development consisting <strong>of<\/strong> a <strong>6-unit multifamily building in Brunete (Madrid)<\/strong> and, in turn, to finance the <strong>purchase of a plot of land in Fuente el Saz de Jarama (Madrid<\/strong>), where a development of 4 townhouses will be built.  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Although these are two separate projects, the funding will be provided as a single grant. Of the total \u20ac620,000 loan in this first phase, <strong>\u20ac370,000 will be<\/strong> allocated to the development of Brunete, and <strong>the remaining \u20ac250,000 <\/strong>to the development of Fuente el Saz del Jarama. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The opportunity involves financing <strong>Phase I of the loan in the amount of \u20ac620,000 at a fixed rate,<\/strong> which will be <strong>secured by a mortgage on 1<sup>first<\/sup> first-degree<sup>1stdegree <\/sup><\/strong>on the two assets and will have a term of approximately<sup> <\/sup><strong>12 months (+3 months of possible extension)<\/strong>. This loan will correspond to the first phase of a total loan, which may amount to a maximum of <strong>\u20ac1,120,000 in two phases.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00b7 Brunete, Madrid ( <\/strong>8 Madrid Street)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The lot has a total area of 386<sup>m2<\/sup> and a buildable area of 440<sup>m2<\/sup>. From a zoning perspective, the <strong>building permit has been granted<\/strong>, and construction has already begun; according to the appraisal, the project is 38% complete. In terms of sales, <strong>all 6 units<\/strong> have been <strong>sold<\/strong> (100% of the total development). To date, the developer has contributed \u20ac388,000 in equity <strong>.<\/strong> In this case, the <strong>purpose of the financing is to fund the construction work.<\/strong>    <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00b7 Fuente el Saz de Jarama, Madrid ( <\/strong>47 Madrid Street)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The lot has a total area of 1,396<sup>m\u00b2<\/sup> and a buildable area of 679<sup>m\u00b2.<\/sup> From a zoning perspective, the building permit was applied for in 2025. Marketing will begin once the permit has been granted. To date, the developer has contributed \u20ac225,000 in equity, which has been used to partially fund the acquisition of the property. In this case, <strong>the financing is intended entirely for the acquisition.<\/strong>    <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Investors<\/strong> are expected <strong>to<\/strong> <strong>exit<\/strong> <strong>wecity<\/strong> through the <strong>sale and delivery of the homes in the Brunete development and\/or through the receipt of bank financing for the Fuente el Saz project.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The project<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-2-1024x606.jpg\" alt=\"\" class=\"wp-image-27322\" style=\"width:861px;height:undefinedpx\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-2-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-2-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-2-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-2-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-2-2048x1213.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Brunete Project: 6-unit apartment building<\/p>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-1024x606.jpg\" alt=\"\" class=\"wp-image-27276\" style=\"width:861px;height:undefinedpx\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversionMadrid-Bruenete-Fuente-el-Saz_p-2048x1213.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Fuente el Saz Project. The developer will build a development consisting of 4 townhouses on the financed lot. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Location and surroundings<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Brunete, Madrid ( <\/strong>8 Madrid Street)<\/p>\n\n\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d3038.1683050835595!2d-3.999297688365353!3d40.405122156226646!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0xd4199fd19bde3cf%3A0x4878e49d44222324!2sC.%20Madrid%2C%208%2C%2028690%20Brunete%2C%20Madrid!5e0!3m2!1ses!2ses!4v1785155999023!5m2!1ses!2ses\" width=\"800\" height=\"600\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"strict-origin-when-cross-origin\"><\/iframe>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Fuente el Saz de Jarama, Madrid ( <\/strong>47 Madrid Street)<\/p>\n\n\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d3027.641306174758!2d-3.515936588355224!3d40.63779174203601!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0xd43cc6c2e149d5f%3A0xf0d46fab28b3789e!2sC.%20Madrid%2C%2047%2C%2028140%20Fuente%20el%20Saz%20de%20Jarama%2C%20Madrid!5e0!3m2!1ses!2ses!4v1785156026251!5m2!1ses!2ses\" width=\"800\" height=\"600\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"strict-origin-when-cross-origin\"><\/iframe>\n\n\n\n<h2 class=\"wp-block-heading\">Mortgage collateral<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The loan will be secured by a<sup>first-priority<\/sup> mortgage on the assets located at:<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00b7 Brunete, Madrid ( <\/strong>8 Madrid Street).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>\u00b7 Fuente el Saz de Jarama, Madrid ( <\/strong>47 Madrid Street)<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to the appraisal reports prepared by Gesvalt for the Brunete property and by Tasa for the Fuente el Saz property, the current combined ECO appraisal value totals \u20ac989,897.46, and the combined HET ECO appraisal value totals 2,036. 409.88 \u20ac\u2014which takes into account the sum of the ECO HET appraisal for Brunete (since construction costs will be financed) and the current ECO appraisal for Fuente el Saz (since land will be financed and no construction is planned during the term of the loan). The first drawdown of the loan will be 416,102.00 \u20ac, which represents a Loan-to-Value (LTV) ratio of 42.03% based on the current combined ECO appraisal and the combined ECO HET appraisal\u00b3: \u20ac2,036,409.88 for the combined ECO HET appraisal, resulting in an HET LTV of 54.99%.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Collateral agent<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The constitution, conservation, management, administration and, if applicable, enforcement of the pledge on behalf of <strong>wecity<\/strong> &#8216;s investors shall be carried out by an entity external to <strong>wecity<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this case, the designated Collateral Agent will be the one indicated in the loan agreement.  <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Rating<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>wecity<\/strong>, as a provider of equity financing services and in compliance with Delegated Regulation (EU) 2024\/358 supplementing Regulation (EU) 2020\/1503 of the European Parliament and of the Council, provides a <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\" target=\"_blank\" rel=\"noreferrer noopener\">description of the credit rating method<\/a><br> of the projects used to calculate the ratings. If the calculation is based on accounts that have not been audited, this shall be clearly stated in the description of the method. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Monitoring<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The promoter must justify the use of the funds in each of the applications. The use of the funds by the promoter will be monitored by a company external to <strong>wecity<\/strong>.   <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"featured_media":27628,"template":"","class_list":["post-27416","oportunidades","type-oportunidades","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades\/27416","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades"}],"about":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/types\/oportunidades"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media\/27628"}],"wp:attachment":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media?parent=27416"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}