{"id":27176,"date":"2026-07-14T14:22:25","date_gmt":"2026-07-14T12:22:25","guid":{"rendered":"https:\/\/www.wecity.com\/oportunidades\/madrid-atlas-new-ahijones\/"},"modified":"2026-07-16T12:48:50","modified_gmt":"2026-07-16T10:48:50","slug":"madrid-atlas-new-ahijones","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/madrid-atlas-new-ahijones\/","title":{"rendered":"Madrid Atlas New Ahijones"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">WECITY complies with the provisions of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of participative financing services for companies and Title V of Law 5\/2015 on the promotion of business financing as amended by Law 18\/2022 of 28 September on the creation and growth of companies. It is authorized by the <strong>CNMV<\/strong> as a Participatory Financing Service Provider, registered in the registry under number 9, with a favorable proposal from the <strong>Bank of Spain<\/strong>. <\/p>\n\n<p class=\"wp-block-paragraph\">Investor, before making your investment, please read the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/\" target=\"_blank\" rel=\"noreferrer noopener\">basic information for the investor client<\/a>, as well as the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/#periodo_reflexi%C3%B3n\">pre-contractual cooling-off period for inexperienced investors <\/a>.  <\/p>\n\n<p class=\"wp-block-paragraph\"><strong>Skin in the game<\/strong>:  <em>&#8220;In compliance with Article 8.2 of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of October 7, 2020 on European providers of equity financing, it is hereby informed that in this opportunity <a href=\"https:\/\/www.wecity.com\/en\/team\/\" target=\"_blank\" rel=\"noreferrer noopener\">partners, managers and employees of wecity<\/a> may invest. These investments will be made under the same conditions as those of other investors without receiving preferential treatment or privileged access to information.&#8221; <\/em><\/p>\n\n<h2 class=\"wp-block-heading\">The investment<\/h2>\n\n<div class=\"wp-block-group is-style-border-radius has-background\" style=\"background-color:#f5f7f6\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Type<\/strong>: Fixed-rate mortgage loan<\/li>\n\n\n\n<li><strong>Purpose of the loan:<\/strong> Acquisition<\/li>\n\n\n\n<li><strong>Collateral:<\/strong><sup>1st <\/sup>degree mortgage.<\/li>\n\n\n\n<li><strong>Term:<\/strong> 18 months (+6 months possible extension).<\/li>\n\n\n\n<li><strong>Mandatory compliance: <\/strong>3 months.<\/li>\n\n\n\n<li><strong>Interest rate:<\/strong> 11% per annum.<\/li>\n\n\n\n<li><strong>Estimated total return:<\/strong> 16.50%<\/li>\n\n\n\n<li><strong>Interest payment:<\/strong> at maturity.<\/li>\n\n\n\n<li><strong>Current ECO appraisal: 1 <\/strong>,624,925.00 \u20ac <strong>| LTV: 56 <\/strong>.61%<\/li>\n\n\n\n<li><strong>Rating<\/strong>:<\/li>\n\n\n\n<li><strong>Contributions:<\/strong><ul><li><strong>Developer: \u20ac1 <\/strong>,021,349.15<\/li><\/ul>\n<ul class=\"wp-block-list\">\n<li><strong>wecity loan<\/strong>: \u20ac920,000<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Minimum investment:<\/strong> 500 \u20ac.<\/li>\n\n\n\n<li><strong>Maximum investment:<\/strong> No limit.<\/li>\n<\/ul>\n<\/div><\/div>\n\n<p class=\"wp-block-paragraph\">The cooperative  <strong>ATLAS NUEVOS DESARROLLOS S. COOP. MAD,   <\/strong>With <strong>Co-\u00f3ptima acting <\/strong>as the project manager<strong>,<\/strong> it is applying for financing through <strong>wecity<\/strong> to acquire parcel RMC-11.2 of the UZPp 02.03 Sector Land Readjustment Project, \u201cDesarrollo del Este &#8211; Los Ahijones,\u201d in Madrid. Furthermore, it is worth noting that this project manager <strong>has already financed five<\/strong> cooperative-style <strong>projects through wecity<\/strong>, <strong>two of which have been successfully repaid, while the other three are proceeding on schedule.<\/strong> The plot will be developed into a complex of 18 VPPL 2- and 3-bedroom homes, each featuring a terrace, garage, storage room, and a swimming pool with green spaces. <\/p>\n\n<p class=\"wp-block-paragraph\">The lot has a total area of 634.61<sup>m2<\/sup> and a built-up area of 1,822.82<sup>m2. <\/sup> In terms of urban planning, the lot is located in Phase II of the Los Ahijones development. It is estimated that simultaneous construction and building permits will be granted in the third quarter of 2027. From <strong>a commercial standpoint<\/strong>, the cooperative has already <strong>allocated<\/strong> <strong>100%<\/strong> <strong>of the homes<\/strong> <strong>(18 out of 18 homes).<\/strong>   <\/p>\n\n<p class=\"wp-block-paragraph\"><strong>wecity financed <\/strong>the VAT for this transaction through a secured loan as part of the project called Madrid &#8211; Atlas Ahijones.<\/p>\n\n<p class=\"wp-block-paragraph\">The project will be financed through a<strong> fixed-rate mortgage loan<\/strong> in the amount of <strong>\u20ac920,000, secured by a<sup>first-lien<\/sup> mortgage on the property<\/strong>, with a term of 18 months (plus a possible 6-month extension).<\/p>\n\n<p class=\"wp-block-paragraph\">To date, the cooperative has contributed <strong>\u20ac1,021,349.15<\/strong> in <strong>equity capital<\/strong> toward the acquisition of the asset.<\/p>\n\n<p class=\"wp-block-paragraph\">The exit of investors from <strong>wecity<\/strong> is planned to coincide with the down payments committed by the cooperative members and\/or the receipt of bank financing.<\/p>\n\n<h2 class=\"wp-block-heading\">The project<\/h2>\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid_Atlas-Nuevo-Ahijones_p-1024x606.jpg\" alt=\"\" class=\"wp-image-27156\" style=\"width:861px;height:undefinedpx\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid_Atlas-Nuevo-Ahijones_p-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid_Atlas-Nuevo-Ahijones_p-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid_Atlas-Nuevo-Ahijones_p-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid_Atlas-Nuevo-Ahijones_p-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid_Atlas-Nuevo-Ahijones_p-2048x1213.jpg 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n<h2 class=\"wp-block-heading\">Location and surroundings<\/h2>\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m13!1m8!1m3!1d8126.836547950795!2d-3.569747!3d40.394197!3m2!1i1024!2i768!4f13.1!3m2!1m1!2zNDDCsDIzJzM5LjEiTiAzwrAzNCcwMS44Ilc!5e1!3m2!1ses!2ses!4v1784198574162!5m2!1ses!2ses\" width=\"800\" height=\"600\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"strict-origin-when-cross-origin\"><\/iframe>\n\n<p class=\"wp-block-paragraph\"><strong>Madrid Atlas Ahijones<\/strong> is located in a residential area under development in the <strong>southeast of Madrid<\/strong>, within the new area of <strong>Los Ahijones<\/strong>, an environment designed to grow with wide avenues, green areas and spaces for public services. Its strategic location allows you to enjoy a quiet environment, ideal for those looking for quality of life, without giving up the proximity of educational, sports and commercial facilities located in the consolidated neighborhoods of the surroundings. <\/p>\n\n<p class=\"wp-block-paragraph\">In terms of services and mobility, the project has very convenient access to <strong>major arteries such as the M-45 and the R-3<\/strong>, which facilitates travel to the center of Madrid and other parts of the region. In addition, the area is expected to incorporate bus lines and future public transport connections that will reinforce its communication. At the commercial level, the area has supermarkets, small businesses, restaurants and proximity to shopping centers such as <strong>Las Rosas <\/strong>and <strong>La Gavia Shopping Center<\/strong>, creating a practical, modern and well-connected space.  <\/p>\n\n<h2 class=\"wp-block-heading\">Mortgage collateral<\/h2>\n\n<p class=\"wp-block-paragraph\">The loan will be secured by a<sup>first-priority<\/sup> mortgage on the property, located on parcel RMC-11.2 of the UZPp 02.03 \u201cDesarrollo del Este &#8211; Los Ahijones\u201d Land Readjustment Project (Madrid).<\/p>\n\n<p class=\"wp-block-paragraph\">According to the appraisal report prepared by <strong><strong>Gesvalt<\/strong><\/strong>, the current appraised value is \u20ac1,624,925.00. The loan to be granted to the developer is \u20ac920,000, which represents a Loan-to-Value (LTV) ratio of 56.61%. <\/p>\n\n<h2 class=\"wp-block-heading\">Collateral agent<\/h2>\n\n<p class=\"wp-block-paragraph\">The constitution, conservation, management, administration and, if applicable, enforcement of the pledge on behalf of wecity&#8217;s investors shall be carried out by an entity external to wecity.<\/p>\n\n<p class=\"wp-block-paragraph\">In this case, the designated Collateral Agent will be the one indicated in the loan agreement.  <\/p>\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Rating<\/h2>\n\n<p class=\"wp-block-paragraph\">wecity, as a provider of equity financing services and in compliance with Delegated Regulation (EU) 2024\/358 supplementing Regulation (EU) 2020\/1503 of the European Parliament and of the Council, provides a <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\" target=\"_blank\" rel=\"noreferrer noopener\">description of the credit rating method<\/a><br\/> of the projects used to calculate the ratings. If the calculation is based on accounts that have not been audited, this shall be clearly stated in the description of the method. <\/p>\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Monitoring<\/h2>\n\n<p class=\"wp-block-paragraph\">The promoter must justify the use of the funds in each of the applications. The use of the funds by the promoter will be monitored by a company external to wecity.   <\/p>\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"featured_media":27157,"template":"","class_list":["post-27176","oportunidades","type-oportunidades","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades\/27176","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades"}],"about":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/types\/oportunidades"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media\/27157"}],"wp:attachment":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media?parent=27176"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}