{"id":26968,"date":"2026-07-03T09:45:59","date_gmt":"2026-07-03T07:45:59","guid":{"rendered":"https:\/\/www.wecity.com\/oportunidades\/madrid-boadilla-del-monte\/"},"modified":"2026-07-09T13:35:16","modified_gmt":"2026-07-09T11:35:16","slug":"madrid-boadilla-del-monte","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/madrid-boadilla-del-monte\/","title":{"rendered":"Madrid, Boadilla del Monte"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>wecity<\/strong> complies with the provisions of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of participative financing services for companies and Title V of Law 5\/2015 on the promotion of business financing as amended by Law 18\/2022 of 28 September on the creation and growth of companies. It is authorized by the <strong>CNMV<\/strong> as a Participatory Financing Service Provider, registered under number 9, with a favorable proposal from the <strong>Bank of Spain<\/strong>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Investor, before making your investment, please read the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/\" target=\"_blank\" rel=\"noreferrer noopener\">basic information for the investor client<\/a>, as well as the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/#periodo_reflexi%C3%B3n\">pre-contractual cooling-off period for inexperienced investors <\/a>.  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Skin in the game<\/strong>:  <em>&#8220;In compliance with Article 8.2 of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of October 7, 2020 on European providers of equity financing, it is hereby informed that in this opportunity <a href=\"https:\/\/www.wecity.com\/en\/team\/\" target=\"_blank\" rel=\"noreferrer noopener\">partners, managers and employees of wecity<\/a> may invest. These investments will be made under the same conditions as those of other investors without receiving preferential treatment or privileged access to information.&#8221; <\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The investment<\/h2>\n\n\n\n<div class=\"wp-block-group is-style-border-radius has-background\" style=\"background-color:#f5f7f6\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Object of the loan:<\/strong> Work.<\/li>\n\n\n\n<li><strong>Collateral:<\/strong><sup>1st <\/sup>degree mortgage.<\/li>\n\n\n\n<li><strong>Term:<\/strong> 12 months (+6 months possible extension)<\/li>\n\n\n\n<li><strong>Required compliance: <\/strong>6 months.<\/li>\n\n\n\n<li><strong>Interest rate:<\/strong> 10.25% per year.<\/li>\n\n\n\n<li><strong>Estimated total return:<\/strong> 10.25%<\/li>\n\n\n\n<li><strong>Interest payment:<\/strong> at maturity.<\/li>\n\n\n\n<li><strong>Current Appraised Value (ECO):<\/strong> \u20ac524,995.41  <\/li>\n\n\n\n<li><strong>1st Drawdown:<\/strong> \u20ac176,392.70 <strong>| LTV for 1st Drawdown: <\/strong>33 .60%<\/li>\n\n\n\n<li><strong>HET (ECO) Appraisal Value: \u20ac<\/strong>1 ,570,361.32<strong> | LTV<\/strong> <strong><strong>HET<\/strong>: <\/strong>55,72%<\/li>\n\n\n\n<li><strong>Rating<\/strong>: <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\">AA<\/a><\/li>\n\n\n\n<li><strong>Contributions:<\/strong><ul><li><strong>Developer:<\/strong> \u20ac568,865.00<\/li><\/ul>\n<ul class=\"wp-block-list\">\n<li><strong>wecity loan:<\/strong> \u20ac875,000.00<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Minimum investment:<\/strong> \u20ac500<\/li>\n\n\n\n<li>This project will be signed at a notary&#8217;s office within <strong>25 days<\/strong> after it is financed.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The developer <strong>, Vanhaus Group SL, is seeking <\/strong>financing through<strong> wecity<\/strong> for the construction of a luxury home at 13 R\u00edo Alberche Street, <strong>Madrid<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The lot area is 1,027<sup>m2<\/sup>, and the buildable area is 352<sup>m2<\/sup>. The home will have 4 bedrooms and 4 bathrooms. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>A building permit<\/strong> has been <strong>issued<\/strong> for the lot.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The total amount of the loan is <strong>\u20ac875,000, secured by a first-lien mortgage<\/strong>, with an annual interest rate of <strong>10.25% and a standard term of 12 months plus a possible 6-month extension.<\/strong> The estimated sale price of the property is \u20ac1,900,000. As of today, the developer has not yet begun marketing the property. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To date, the <strong>developer<\/strong> <strong>has contributed \u20ac568,865.00 of its own funds,<\/strong> which have been used to purchase the land and cover associated expenses. In addition, the developer will contribute \u20ac51,279.84 toward construction. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>repayment of the loan<\/strong> to <strong>wecity<\/strong> &#8216;s investors is expected to be made upon the sale of the property.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">AInvest<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">AInvest is not applicable at this time.  <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The project<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid-Boadilla_p-1-1024x606.png\" alt=\"\" class=\"wp-image-26944\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid-Boadilla_p-1-1024x606.png 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid-Boadilla_p-1-300x178.png 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid-Boadilla_p-1-768x455.png 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid-Boadilla_p-1-1536x909.png 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid-Boadilla_p-1.png 1716w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid-Boadilla_p-2-1024x606.png\" alt=\"\" class=\"wp-image-26949\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid-Boadilla_p-2-1024x606.png 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid-Boadilla_p-2-300x178.png 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid-Boadilla_p-2-768x455.png 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid-Boadilla_p-2-1536x909.png 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/07\/wecity_imag_inversion_Madrid-Boadilla_p-2.png 1716w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Location and surroundings<\/h2>\n\n\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d3037.1357873943284!2d-3.918795188992434!3d40.4279920548355!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0xd419ac87721cabf%3A0x3e29f4957f365567!2sC.%20R%C3%ADo%20Alberche%2C%2013%2C%2028669%20Boadilla%20del%20Monte%2C%20Madrid!5e0!3m2!1ses!2ses!4v1783065229198!5m2!1ses!2ses\" width=\"800\" height=\"600\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"strict-origin-when-cross-origin\"><\/iframe>\n\n\n\n<p class=\"wp-block-paragraph\">Located in one of the most established and sought-after residential areas of <strong>Boadilla del Monte<\/strong>, this home offers a peaceful setting, surrounded by nature and consisting mainly of detached homes. The area is known for its privacy, spacious lots, and proximity to prestigious schools, sports facilities, shops, and all the services needed for daily life.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In addition, it is just a few minutes away from the Palacio del Infante Don Luis and the Curso Medio del R\u00edo Guadarrama Regional Park, two of the municipality\u2019s main attractions. Its excellent connections to the M-50 and M-513 provide quick access to both Madrid and other towns in the northwest of the region, making it an ideal location for those seeking a high quality of life without sacrificing convenient transportation links.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mortgage collateral<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The loan will be secured by a<sup>first-priority<\/sup> mortgage on the property, located at Calle R\u00edo Alberche, No. 13, <strong>Madrid<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to the appraisal report prepared by <strong>CBRE<\/strong>, the Current Appraised Value is \u20ac524,995.41, and the Appraised Value Based on the Assumption of a Completed Building (HET) is \u20ac1,570,361.32. The loan to be granted to the developer in this first phase is \u20ac875,000, which represents a Loan-to-Value (LTV) ratio of 55,72% based on the Completed Building Valuation (HET) and an LTV ratio of 33.60% for the first drawdown.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Collateral agent<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The constitution, conservation, management, administration and, if applicable, enforcement of the pledge on behalf of wecity&#8217;s investors shall be carried out by an entity external to <strong>wecity<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this case, the designated Collateral Agent will be the one indicated in the loan agreement.  <\/p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Rating<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>wecity<\/strong>, as a provider of equity financing services and in compliance with Delegated Regulation (EU) 2024\/358 supplementing Regulation (EU) 2020\/1503 of the European Parliament and of the Council, provides a <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\" target=\"_blank\" rel=\"noreferrer noopener\">description of the credit rating method<\/a><br> of the projects used to calculate the ratings. If the calculation is based on accounts that have not been audited, this shall be clearly stated in the description of the method. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Monitoring<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The promoter must justify the use of the funds in each of the applications. The use of the funds by the promoter will be monitored by a company external to <strong>wecity<\/strong>.   <\/p>\n","protected":false},"featured_media":26960,"template":"","class_list":["post-26968","oportunidades","type-oportunidades","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades\/26968","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades"}],"about":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/types\/oportunidades"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media\/26960"}],"wp:attachment":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media?parent=26968"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}