{"id":26748,"date":"2026-06-29T17:54:02","date_gmt":"2026-06-29T15:54:02","guid":{"rendered":"https:\/\/www.wecity.com\/?post_type=oportunidades&#038;p=26748"},"modified":"2026-06-29T18:21:01","modified_gmt":"2026-06-29T16:21:01","slug":"pisa-center","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/pisa-center\/","title":{"rendered":"Pisa Centro"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>wecity<\/strong>&nbsp;complies with the provisions of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of participative financing services for companies and Title V of Law 5\/2015 on the promotion of business financing as amended by Law 18\/2022 of 28 September on the creation and growth of companies. It is authorized by the&nbsp;<strong>CNMV<\/strong>&nbsp;as a Participatory Financing Service Provider, registered under number 9, with a favorable proposal from the&nbsp;<strong>Bank of Spain<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Investor, before making your investment, please read the&nbsp;<a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/\" target=\"_blank\" rel=\"noreferrer noopener\">basic information for the investor client<\/a>, as well as the&nbsp;<a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/#periodo_reflexi%C3%B3n\">pre-contractual cooling-off period for inexperienced investors&nbsp;<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Skin in the game<\/strong>:&nbsp;<em>\u201cIn compliance with Article 8.2 of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of October 7, 2020 on European providers of equity financing, it is hereby informed that in this opportunity&nbsp;<a href=\"https:\/\/www.wecity.com\/en\/team\/\" target=\"_blank\" rel=\"noreferrer noopener\">partners, managers and employees of wecity<\/a>&nbsp;may invest. These investments will be made under the same conditions as those of other investors without receiving preferential treatment or privileged access to information.\u201d<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The investment<\/h2>\n\n\n\n<div class=\"wp-block-group is-style-border-radius has-background\" style=\"background-color:#f5f7f6\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Purpose of the loan: <\/strong>Building works.<\/li>\n\n\n\n<li><strong>Security:<\/strong> First-rank mortgage.<\/li>\n\n\n\n<li><strong>Term: <\/strong>18 months (plus a possible 6-month extension)<\/li>\n\n\n\n<li><strong>Mandatory repayment period:<\/strong> 6 months.<\/li>\n\n\n\n<li><strong>Interest rate:<\/strong> 11% per annum.<\/li>\n\n\n\n<li><strong>Estimated total return:<\/strong> 16.50%<\/li>\n\n\n\n<li><strong>Interest payment:<\/strong> at maturity.<\/li>\n\n\n\n<li><strong>Current valuation (ECO):<\/strong> \u20ac1,760,000<\/li>\n\n\n\n<li><strong>HET valuation:<\/strong> \u20ac4,868,000 | LTV: 53.41%<\/li>\n\n\n\n<li><strong>1st drawdown:<\/strong> \u20ac900,000 | <strong>LTV for 1st drawdown: <\/strong>51.14%<\/li>\n\n\n\n<li><strong>Rating:<\/strong> AA<\/li>\n\n\n\n<li><strong>Contributions:<\/strong>\n<ul class=\"wp-block-list\">\n<li><strong>Cooperative:<\/strong> \u20ac1,220,000<\/li>\n\n\n\n<li><strong>wecity loan<\/strong>: \u20ac900,000.00<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Minimum investment:<\/strong> \u20ac500<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The developer, Gruppo Del Gaudio, through the company Turati 719 Srl, is seeking funding via wecity for the refurbishment of a building located at Via Filippo Turati, 7\u201319 (Pisa, Italy), where 13 flats with parking spaces will be developed.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The building has a gross floor area of 1,200 m\u00b2. From a planning perspective, the planning permission has been processed via a declaration of compliance. From a commercial perspective, marketing will commence once the developer has started construction and the project has reached a significant stage of completion.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The total loan amount is \u20ac2,600,000, to be disbursed in three phases, with an annual interest rate of 11% and a standard term of 18 months plus a possible 6-month extension. In this first phase, we will finance Phase I of the loan, amounting to \u20ac900,000, which will be allocated to the first phase of construction. The transaction will be secured by a first-rank mortgage\u00b9 on the property.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The developer has contributed \u20ac1,220,000 of its own funds towards the acquisition of the property, representing 31.94% of the total funds required for the project\u2019s development.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The exit for wecity investors is planned to be via bank financing.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">AInvest<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">AInvest does not apply on this occasion.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The project<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-1-1-1024x606.png\" alt=\"\" class=\"wp-image-26544\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-1-1-1024x606.png 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-1-1-300x178.png 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-1-1-768x455.png 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-1-1-1536x909.png 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-1-1.png 1716w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-2-1-1024x606.png\" alt=\"\" class=\"wp-image-26559\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-2-1-1024x606.png 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-2-1-300x178.png 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-2-1-768x455.png 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-2-1-1536x909.png 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-2-1.png 1716w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-3-1024x606.png\" alt=\"\" class=\"wp-image-26564\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-3-1024x606.png 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-3-300x178.png 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-3-768x455.png 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-3-1536x909.png 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Pisa-Via-Turati_00-3.png 1716w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Location and surroundings<\/h2>\n\n\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d2883.9385979971003!2d10.400138617720613!3d43.711825094358275!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x12d591995b354cd5%3A0x358c5dbe3de868c4!2sVia%20Filippo%20Turati%2C%207%2F19%2C%20Cascina%2C%2056125%20Pisa%20PI%2C%20Italia!5e0!3m2!1ses!2ses!4v1782293191834!5m2!1ses!2ses\" width=\"800\" height=\"600\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"strict-origin-when-cross-origin\"><\/iframe>\n\n\n\n<p class=\"wp-block-paragraph\">The area around Via Turati 7\u201319, Pisa, offers a well-connected location that is highly attractive to those looking for a home or an investment property. Its proximity to the city centre, the railway station and the airport ensures constant demand from residents, students and professionals alike, bringing stability to the local property market.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Key nearby attractions include Pisa Centrale station, the historic centre with the famous Leaning Tower of Pisa, the University of Pisa and a wide range of shops, restaurants and services. This combination offers convenience in everyday life and good potential for capital appreciation for any property in the area.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mortgage collateral<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The loan will be secured by a first-rank mortgage on the property, situated at Via Turati 7-19 (Pisa).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to the valuation report carried out by RYZE, the current valuation stands at \u20ac1,760,000 and the valuation on the assumption of a completed building (HET) at \u20ac4,868,000. The loan to be granted to the developer in this first phase is \u20ac900,000, representing a Loan-to-Value (LTV) ratio of 53.41% based on the Completed Building Valuation (HET) and an LTV ratio of 51.14% for the first drawdown.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Collateral agent<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The creation, maintenance, management, administration and, where applicable, enforcement of the security interest on behalf of wecity investors shall be the responsibility of an entity external to wecity.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this case, the designated Security Agent shall be the one specified in the loan agreement.<\/p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Rating<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">wecity, as a provider of participatory financing services and in accordance with Delegated Regulation (EU) 2024\/358 supplementing Regulation (EU) 2020\/1503 of the European Parliament and of the Council, provides a description of the project credit rating method<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">used to calculate the ratings. If the calculation is based on unaudited accounts, this shall be clearly stated in the description of the method.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Monitoring<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The developer must provide evidence of how the funds will be used for each of the disbursements requested. The developer\u2019s use of the funds will be monitored by a company external to wecity.<\/p>\n","protected":false},"featured_media":26774,"template":"","class_list":["post-26748","oportunidades","type-oportunidades","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades\/26748","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades"}],"about":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/types\/oportunidades"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media\/26774"}],"wp:attachment":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media?parent=26748"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}