{"id":26696,"date":"2026-06-26T12:17:09","date_gmt":"2026-06-26T10:17:09","guid":{"rendered":"https:\/\/www.wecity.com\/oportunidades\/madrid-cerasus-los-ahijones\/"},"modified":"2026-06-26T15:43:28","modified_gmt":"2026-06-26T13:43:28","slug":"madrid-cerasus-los-ahijones","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/madrid-cerasus-los-ahijones\/","title":{"rendered":"Madrid Cerasus Los Ahijones"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>wecity<\/strong> complies with the provisions of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of participative financing services for companies and Title V of Law 5\/2015 on the promotion of business financing as amended by Law 18\/2022 of 28 September on the creation and growth of companies. It is authorized by the <strong>CNMV<\/strong> as a Participatory Financing Service Provider, registered under number 9, with a favorable proposal from the <strong>Bank of Spain<\/strong>. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Investor, before making your investment, please read the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/\" target=\"_blank\" rel=\"noreferrer noopener\">basic information for the investor client<\/a>, as well as the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/#periodo_reflexi%C3%B3n\">pre-contractual cooling-off period for inexperienced investors <\/a>.  <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Skin in the game<\/strong>:  <em>&#8220;In compliance with Article 8.2 of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of October 7, 2020 on European providers of equity financing, it is hereby informed that in this opportunity <a href=\"https:\/\/www.wecity.com\/en\/team\/\" target=\"_blank\" rel=\"noreferrer noopener\">partners, managers and employees of wecity<\/a> may invest. These investments will be made under the same conditions as those of other investors without receiving preferential treatment or privileged access to information.&#8221; <\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The investment<\/h2>\n\n\n\n<div class=\"wp-block-group is-style-border-radius has-background\" style=\"background-color:#f5f7f6\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Purpose of the loan:<\/strong> Acquisition.<\/li>\n\n\n\n<li><strong>Collateral:<\/strong> Firts degree mortgage.<\/li>\n\n\n\n<li><strong>Term:<\/strong> 18 months (+6 months possible extension)<\/li>\n\n\n\n<li><strong>Required compliance: <\/strong>6 months.<\/li>\n\n\n\n<li><strong>Interest rate:<\/strong> 11 % p.a.<\/li>\n\n\n\n<li><strong>Estimated total return:<\/strong> 16.50%<\/li>\n\n\n\n<li><strong>Interest payment:<\/strong> at maturity.<\/li>\n\n\n\n<li><strong>Current Appraised Value (ECO): \u20ac2 <\/strong>,390,729.56 <strong>LTV:<\/strong> 70.48%  <\/li>\n\n\n\n<li><strong>Contributions:<\/strong><ul><li><strong>Developer<\/strong>: \u20ac2,581,751<\/li><\/ul>\n<ul class=\"wp-block-list\">\n<li><strong>wecity loan: \u20ac1 <\/strong>,685,000<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Minimum investment:<\/strong> 500 \u20ac.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p class=\"wp-block-paragraph\">The cooperative  <strong>Cerasus Promoci\u00f3n S. Coop. Mad, <\/strong>  Managed by <strong>Impulsa Proyectos Inmobiliarios,<\/strong> the company is requesting financing through <strong>wecity<\/strong> for the acquisition of lots RMC 8.1, 8.2, 8.3, and 8.4 in Phase II of Ahijones. On the plot resulting from the consolidation of the four properties, a new development will be built consisting of 64 VPPB (basic public housing) units with 2, 3, and 4 bedrooms, 104 garages, 64 storage units, and commercial spaces. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The resulting lot will have an area of 2,536.00<sup>m\u00b2<\/sup> and a buildable area of 7,408.00<sup>m<\/sup>\u00b2. From a land-use planning perspective, development work on Phase II of Ahijones has just begun, and the building permit will not be applied for until the development work is further along. From a commercial standpoint, 62 out of 64 cooperative members have currently joined the project.    <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The project will be financed through a mortgage loan in the amount of <strong>\u20ac1,685,000, secured by a<\/strong> <strong>first-lien mortgage on the asset<\/strong>, with a term of 18 months (plus a possible 6-month extension).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The cooperative members will contribute \u20ac2,581,751 of <strong>their own funds<\/strong> at the time of signing, which will be used to acquire the asset.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The <strong>exit<\/strong> of <strong>wecity<\/strong> &#8216;s <strong>investors<\/strong> is planned with the entry of bank financing and\/or contributions from the cooperative members.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">AInvest<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">AInvest is not applicable at this time.  <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The project<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00-1-1024x606.png\" alt=\"\" class=\"wp-image-26659\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00-1-1024x606.png 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00-1-300x178.png 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00-1-768x455.png 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00-1-1536x909.png 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00-1.png 1716w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00-2-1024x606.png\" alt=\"\" class=\"wp-image-26669\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00-2-1024x606.png 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00-2-300x178.png 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00-2-768x455.png 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00-2-1536x909.png 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00-2.png 1716w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00-1024x606.png\" alt=\"\" class=\"wp-image-26664\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00-1024x606.png 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00-300x178.png 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00-768x455.png 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00-1536x909.png 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/06\/wecity_imag_inversion_Madrid-Cerasus-Los-Ahijones_00.png 1716w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Location and surroundings<\/h2>\n\n\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m13!1m8!1m3!1d6338.457716561426!2d-3.569747!3d40.394197!3m2!1i1024!2i768!4f13.1!3m2!1m1!2zNDDCsDIzJzM5LjEiTiAzwrAzNCcwMS44Ilc!5e1!3m2!1ses!2ses!4v1782480815187!5m2!1ses!2ses\" width=\"800\" height=\"600\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"strict-origin-when-cross-origin\"><\/iframe>\n\n\n\n<p class=\"wp-block-paragraph\">This project is located in a developing residential area <strong>in southeast Madrid<\/strong>, within the new <strong>Los Ahijones<\/strong> district\u2014a neighborhood designed to grow, featuring wide avenues, green spaces, and areas set aside for public services. Its strategic location offers a peaceful atmosphere, ideal for those seeking a high quality of life, without sacrificing proximity to educational, sports, and commercial facilities located in the established neighborhoods nearby. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In terms of services and mobility, the project has very convenient access to <strong>major arteries such as the M-45 and the R-3<\/strong>, which facilitates travel to the center of Madrid and other parts of the region. In addition, the area is expected to incorporate bus lines and future public transport connections that will reinforce its communication. At the commercial level, the area has supermarkets, small businesses, restaurants and proximity to shopping centers such as <strong>Las Rosas <\/strong>and <strong>La Gavia Shopping Center<\/strong>, creating a practical, modern and well-connected space.  <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mortgage collateral<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The loan will be secured by a<sup>1st<\/sup> degree mortgage on the asset, located in Los Berrocales<strong>(Madrid<\/strong>).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">According to the appraisal report prepared by <strong>THIRSA<\/strong>, the current appraised value is \u20ac2,390,729.56. The loan amount is \u20ac1,685,000, which represents a loan-to-value (LTV) ratio of 70.48%. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Collateral agent<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The constitution, conservation, management, administration and, if applicable, enforcement of the pledge on behalf of wecity&#8217;s investors shall be carried out by an entity external to <strong>wecity<\/strong>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In this case, the designated Collateral Agent will be the one indicated in the loan agreement.  <\/p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Rating<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>wecity<\/strong>, as a provider of equity financing services and in compliance with Delegated Regulation (EU) 2024\/358 supplementing Regulation (EU) 2020\/1503 of the European Parliament and of the Council, provides a <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\" target=\"_blank\" rel=\"noreferrer noopener\">description of the credit rating method<\/a><br> of the projects used to calculate the ratings. If the calculation is based on accounts that have not been audited, this shall be clearly stated in the description of the method. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Monitoring<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">The promoter must justify the use of the funds in each of the applications. The use of the funds by the promoter will be monitored by a company external to <strong>wecity<\/strong>.   <\/p>\n","protected":false},"featured_media":26650,"template":"","class_list":["post-26696","oportunidades","type-oportunidades","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades\/26696","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades"}],"about":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/types\/oportunidades"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media\/26650"}],"wp:attachment":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media?parent=26696"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}