{"id":2582,"date":"2023-02-11T19:32:35","date_gmt":"2023-02-11T18:32:35","guid":{"rendered":"https:\/\/www.wecity.com\/oportunidades\/madrid-valdebebas\/"},"modified":"2023-07-17T12:31:51","modified_gmt":"2023-07-17T10:31:51","slug":"madrid-valdebebas","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/madrid-valdebebas\/","title":{"rendered":"Madrid-Valdebebas"},"content":{"rendered":"\n

wecity.io<\/strong> complies with Law 5\/2015 and with Regulation<\/strong> (EU) 2020\/1503 of the European Parliament and of the Council<\/strong> of 7 October 2020 on European providers of crowdfunding services for companies.
It is authorized by the CNMV<\/strong> as a Participatory Financing Platform registered under number 30<\/strong>, with a favorable proposal from the Bank of Spain<\/strong>.<\/p>\n\n\n\n

Desarrollos Ilex Alcobendas SL<\/strong> is requesting financing from wecity for this investment opportunity, which consists of a bridge loan<\/strong> with a 1st degree mortgage guarantee<\/strong> to finance 50%<\/strong> of the purchase<\/strong> of land<\/strong> located at Camino Viejo de Burgos 25 B, Valdebebas<\/strong> (Madrid).<\/p>\n\n\n\n

Investor, before making your investment read the basic information<\/strong> for the investor client. Past benefits does not guarantee future benefits.<\/p>\n\n\n\n

Project Summary<\/h2>\n\n\n\n

Desarrollos Ilex Alcobendas SL<\/strong> presents an opportunity<\/strong> for a Fixed Rate Loan<\/strong> with 1st Degree Mortgage Guarantee<\/strong>.<\/p>\n\n\n\n

The land <\/strong>has a total surface area<\/strong> of approximately 1,289 sqm<\/strong> and is currently in the process of obtaining a subdivision license<\/strong> for the division<\/strong> of the plot into 4 independent units<\/strong>, and the subsequent processing of the building license<\/strong> by ECU<\/strong> (Entidades Colaboradoras Urban\u00edsticas).<\/p>\n\n\n\n

The promoter’s future business plan<\/strong> is the construction of 4 semi-detached villas<\/strong> with private garden<\/strong> and swimming pool<\/strong>. As this is a bridge loan<\/strong>, it will not be necessary to wait for construction or sales, since the exit<\/strong> for wecity investors<\/strong> is foreseen by obtaining bank financing<\/strong> or with the promoter’s own funds<\/strong>.<\/p>\n\n\n\n

The promoter<\/strong> contributes<\/strong> approximately 50%<\/strong> of its own funds<\/strong> (\u20ac 686,887) on the total purchase<\/strong> transaction (\u20ac 1,386,887), in addition to 100%<\/strong> of the documented reserves<\/strong>, which demonstrates its high commitment<\/strong> with the project.<\/p>\n\n\n\n

The promoter requests a \u20ac 700,000<\/strong> fixed-rate loan<\/strong> from wecity for the purchase of the land. This loan has a 1st degree mortgage guarantee<\/strong> on the plot.<\/p>\n\n\n\n

Through wecity you can participate in a fixed rate loan<\/strong> opportunity with an annual interest rate<\/strong> of 9%<\/strong> for an estimated term<\/strong> of 12 months<\/strong>. The total estimated return<\/strong> is 9%<\/strong>. The interest payment + the return of the invested capital will be made at maturity<\/strong> (month 12).<\/p>\n\n\n\n

With a minimum investment<\/strong> of \u20ac 500<\/strong> and no maximum investment limit, you can participate in this opportunity with an excellent profitability<\/strong> and with the maximum guarantees<\/strong>.<\/p>\n\n\n\n

It is expressly stated that the formalization of the loan deed may be delayed, due to the need for approval by the seller of the controls on prevention of money laundering and financing of terrorism (PBCFT), so that the accrual of interest will begin, either in the usual 15 days, or in compliance with the PBCFT.  <\/p>\n\n\n\n

Register for free<\/a> o Enter to your profile<\/a> to download the teaser of the project<\/p>\n\n\n\n

\u201cIf I invest \u20ac 100.000 i will have an estimated total profit of  \u20ac 9.000 \u201d<\/em><\/h4>\n\n\n\n

 Appraisal and Rating<\/h2>\n\n\n\n

The current appraisal<\/strong> for mortgage guarantee purposes (ECO Order 805\/2003) amounts to \u20ac 2,297,577.76<\/strong>. This represents a Loan to Value<\/strong> (LTV) over the current appraisal of 30.47%.<\/strong><\/p>\n\n\n

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An external rating<\/strong> of the project<\/strong> has been requested from JLL<\/strong>, which gave it an AA rating.<\/strong><\/p>\n\n\n\n

Register for free<\/a> or Enter to your profile<\/a> to see the Appraisal<\/strong> and Rating<\/strong> in the Documents section<\/strong>.<\/p>\n\n\n\n

The Project<\/h2>\n\n\n\n

The future project<\/strong> involves the construction<\/strong> of 4 semi-detached villas<\/strong>, with private garden<\/strong> and swimming pool<\/strong>.<\/p>\n\n\n\n

Floor Plans<\/h3>\n\n\n\n
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Underground floor<\/figcaption><\/figure>\n\n\n\n
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Ground Floor<\/figcaption><\/figure>\n\n\n\n
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First Floor<\/figcaption><\/figure>\n\n\n\n
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Second Floor<\/figcaption><\/figure>\n\n\n\n

3D IMAGES<\/h2>\n\n\n\n
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Environment and Location<\/h2>\n\n\n\n

The project<\/strong> is located<\/strong> in Valdebebas<\/strong>, Hortaleza-Barajas district (Madrid).<\/p>\n\n\n\n

Valdebebas is the major urban development project<\/strong> in the north of the city of Madrid. More than 11,000 people<\/strong> already live in the area, and new residents are constantly being added to the existing housing developments. The identity and character of the apartments in Valdebebas in its successive stages is to be part of the creation of a new urban quality area with economic activity, quality housing, state-of-the-art facilities, green spaces, and perfect communication with the rest of the city and its surroundings.<\/p>\n\n\n\n

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Collateral<\/h2>\n\n\n\n

The loan<\/strong> will be secured<\/strong> by a 1st degree mortgage<\/strong> on the land located at Camino Viejo de Burgos 25 B<\/strong>, Valdebebas<\/strong> (Madrid).<\/p>\n\n\n\n

The independent appraisal company in charge of identifying the value of the plot is KRATA<\/strong>, whose corporate name is KRATA SA SOCIEDAD DE TASACI\u00d3N and is registered as an approved appraisal company by the Bank of Spain under number 4323.<\/p>\n\n\n\n

According to the appraisal reported by KRATA, the current appraisal<\/strong> amounts to \u20ac 2,297,557.76. <\/strong><\/p>\n\n\n\n

The loan<\/strong> to be made to the promoter is \u20ac 700,000<\/strong>, corresponding to the 50%<\/strong> of the total purchase price<\/strong>, which amounts to \u20ac 1,386,887. This represents a Loan to Value<\/strong> over current appraisal of 30,47%.<\/strong><\/p>\n\n\n\n

Security Agent<\/h2>\n\n\n\n

The constitution, preservation, management, administration and, if applicable, enforcement of the real estate mortgage rights on behalf of the investors will be carried out by an entity external to wecity.<\/p>\n\n\n\n

In this case the designated Collateral Agent is BONDHOLDERS<\/strong>.<\/p>\n\n\n\n

Bondholders, is a professional company specialized mainly in providing independent commission agent and escrow services over different asset classes and under numerous international jurisdictions.<\/p>\n\n\n\n

In recent years Bondholders has been mandated as agent and arranger in more than 400 transactions representing a total of nearly 200 billion euros in debt. <\/p>\n\n\n\n

Its main clients include, among others, financial institutions, institutional clients, asset managers, sovereign government agencies.<\/p>\n\n\n\n

Currently one of the leaders in Europe in providing independent fiduciary services.  <\/p>\n\n\n\n

Monitoring<\/h2>\n\n\n\n

The promoter<\/strong> must justify<\/strong> the use of the funds<\/strong> in each of the applications.<\/p>\n\n\n\n

The use<\/strong> of the funds<\/strong> by the promoter will be monitored<\/strong> by an external company<\/strong>.<\/p>\n\n\n\n

Bullet Points:<\/h2>\n\n\n\n
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\u00b7 Investment Typology:<\/strong> Fixed Rate Loan.
\u00b7 Interest Payment:<\/strong> at maturity (month 12)
\u00b7 Guarantee:<\/strong> First degree mortgage
\u00b7 Loan Object:<\/strong><\/p>\n\n\n\n

Financing the expenses of the purchase-sale of the Property n\u00ba 34.122 of Madrid, registered in the Property Registry n\u00ba 12, located in Camino Viejo de Burgos n\u00ba 25, C.P. 28050, CRU: 28098000248573 and Cadastral Reference: 6717214VK4861F0001HR.<\/p>\n\n\n\n

\u00b7 Promoter and wecity investors contribution:<\/strong><\/p>\n\n\n\n

\u00b7  Desarrollos Ilex Alcobendas SL:<\/strong> 50% of own funds (\u20ac 686.887) for the purchase of the land (\u20ac 1.386.887), as well as documented reserves of 100% (4 houses of 4)
\u00b7  wecity investors<\/strong>: \u20ac 700,000<\/p>\n\n\n\n

\u00b7 Typology:<\/strong> Residential
\u00b7 Annual Fixed Rate:<\/strong> 9%
\u00b7 Total Estimated Profit:<\/strong> 9% 
\u00b7 LTV current appraisal<\/strong>: 30,47%
\u00b7 Estimated loan term:<\/strong> 12 months
\u00b7 Minimum investment:<\/strong> \u20ac 500<\/p>\n<\/div><\/div>\n","protected":false},"featured_media":1460,"template":"","class_list":["post-2582","oportunidades","type-oportunidades","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades\/2582","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades"}],"about":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/types\/oportunidades"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media\/1460"}],"wp:attachment":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media?parent=2582"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}