{"id":25643,"date":"2026-04-22T11:56:41","date_gmt":"2026-04-22T09:56:41","guid":{"rendered":"https:\/\/www.wecity.com\/oportunidades\/madrid-villaverde\/"},"modified":"2026-04-29T17:18:44","modified_gmt":"2026-04-29T15:18:44","slug":"madrid-villaverde","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/madrid-villaverde\/","title":{"rendered":"Madrid Villaverde"},"content":{"rendered":"\n<p><strong>wecity<\/strong> complies with the provisions of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of participative financing services for companies and Title V of Law 5\/2015 on the promotion of business financing as amended by Law 18\/2022 of 28 September on the creation and growth of companies. It is authorized by the <strong>CNMV<\/strong> as a Participatory Financing Service Provider, registered under number 9, with a favorable proposal from the <strong>Bank of Spain<\/strong>. <\/p>\n\n\n\n<p>Investor, before making your investment, please read the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/\" target=\"_blank\" rel=\"noreferrer noopener\">basic information for the investor client<\/a>, as well as the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/#periodo_reflexi%C3%B3n\">pre-contractual cooling-off period for inexperienced investors <\/a>.  <\/p>\n\n\n\n<p><strong>Skin in the game<\/strong>:  <em>&#8220;In compliance with Article 8.2 of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of October 7, 2020 on European providers of equity financing, it is hereby informed that in this opportunity <a href=\"https:\/\/www.wecity.com\/en\/team\/\" target=\"_blank\" rel=\"noreferrer noopener\">partners, managers and employees of wecity<\/a> may invest. These investments will be made under the same conditions as those of other investors without receiving preferential treatment or privileged access to information.&#8221; <\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The investment<\/h2>\n\n\n\n<div class=\"wp-block-group is-style-border-radius has-background\" style=\"background-color:#f5f7f6\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Object of the loan:<\/strong> Work.<\/li>\n\n\n\n<li><strong>Collateral:<\/strong><sup>1st <\/sup>degree mortgage.<\/li>\n\n\n\n<li><strong>Term:<\/strong> 12 months (+6 months possible extension)<\/li>\n\n\n\n<li><strong>Required compliance: <\/strong>6 months.<\/li>\n\n\n\n<li><strong>Interest rate:<\/strong> 10% per annum.<\/li>\n\n\n\n<li><strong>Estimated total return:<\/strong> 10%<\/li>\n\n\n\n<li><strong>Interest payment:<\/strong> at maturity.<\/li>\n\n\n\n<li><strong>Current appraisal (ECO): <\/strong>607,604.94 \u20ac<\/li>\n\n\n\n<li><strong>HET appraisal: <\/strong>2,073,204.10 \u20ac <strong>| LTV HET: <\/strong>43.41%<\/li>\n\n\n\n<li><strong>1st drawdown:<\/strong> 140,000.00 \u20ac <strong>| LTV<\/strong> <strong>1st drawdown:<\/strong> 23.04%<\/li>\n\n\n\n<li><strong>Rating<\/strong>: <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\">A<\/a><\/li>\n\n\n\n<li><strong>Contributions:<\/strong><ul><li><strong>Developer&#8217;s contribution:<\/strong> 493,346.9 \u20ac<\/li><\/ul>\n<ul class=\"wp-block-list\">\n<li><strong>wecity loan:<\/strong> 500,000 \u20ac<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Minimum investment:<\/strong> 500 \u20ac<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The developer <strong>Eurobell Inversiones SL is requesting financing through wecity<\/strong> for the construction of a building located in <strong>Madrid,<\/strong> (Calle Matachel, 20), where <strong>7 multi-family dwellings<\/strong> will be developed, with a total built area of 698 m\u00b2, on a plot of 233 m\u00b2. The <strong>building permit has been granted,<\/strong> and the project is at <strong>8.79% completion<\/strong> (April 2026). At the commercial level, the developer has just published the housing units (0 of 7) 0%.  <\/p>\n\n\n\n<p>The total amount of the loan is <strong>900,000 \u20ac in two phases<\/strong>, with an annual interest rate of <strong>10% and an ordinary term of 12 months + 6 months of possible extension. <\/strong>On this occasion, <strong>Phase I of the loan<\/strong> will be financed in the <strong>amount of \u20ac500,000<\/strong>, which will be used for the construction of the asset. The operation will be secured by a <strong>first mortgage guarantee on the asset.<\/strong> <\/p>\n\n\n\n<p><strong>493,346.90<\/strong> at the time of signing, which represents 35.40% of the total funds required for the development of the project.  <\/p>\n\n\n\n<p><strong>The repayment of the loan to the wecity investors <\/strong>is expected to be made through the sale of the homes.<\/p>\n\n\n\n<p>The payment of interest plus the return of the invested capital will be made<strong> at maturity<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">AInvest<\/h2>\n\n\n\n<p>AInvest is not applicable at this time.  <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The project<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-1-1024x606.png\" alt=\"\" class=\"wp-image-25045\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-1-1024x606.png 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-1-300x178.png 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-1-768x455.png 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-1-1536x909.png 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-1.png 1716w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-2-1024x606.png\" alt=\"\" class=\"wp-image-25050\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-2-1024x606.png 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-2-300x178.png 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-2-768x455.png 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-2-1536x909.png 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-2.png 1716w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-3-1024x606.png\" alt=\"\" class=\"wp-image-25055\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-3-1024x606.png 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-3-300x178.png 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-3-768x455.png 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-3-1536x909.png 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-3.png 1716w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-1024x606.png\" alt=\"\" class=\"wp-image-25060\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-1024x606.png 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-300x178.png 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-768x455.png 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde-1536x909.png 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/04\/wecity_imag_inversion_Madrid_Villaverde.png 1716w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Location and surroundings<\/h2>\n\n\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d3040.5089559104595!2d-3.6821216896541857!3d40.35323781589829!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0xd422695710c5e71%3A0x705e0243cc845c13!2sC.%20Matachel%2C%2020%2C%20Villaverde%2C%2028021%20Madrid!5e0!3m2!1ses!2ses!4v1777394484570!5m2!1ses!2ses\" width=\"800\" height=\"600\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\"><\/iframe>\n\n\n\n<p>Located in <strong>Villaverde<\/strong>, in the south of Madrid, Calle Matachel 20 is in a residential area with affordable prices and good connections to the center, which makes it an attractive place to live or invest.<\/p>\n\n\n\n<p>Nearby points of interest include Madrid R\u00edo, ideal for outdoor leisure, and Parquesur, a commercial reference in the area, in addition to the proximity to Getafe and Legan\u00e9s, which provide services and economic activity.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mortgage collateral<\/h2>\n\n\n\n<p>The loan will be secured by a<sup>1st<\/sup> degree mortgage on the asset, located at Calle Matachel, 20 (Madrid).<\/p>\n\n\n\n<p>According to the appraisal report prepared by <strong>CoHispania<\/strong>, the Current Appraisal amounts to \u20ac607,604.94 and the Hypothetical Completed Building Appraisal (HET) amounts to \u20ac2,073,204.10. The loan to be made to the developer in this phase is 500,000 \u20ac, this means a Loan to Value (LTV) HET of 43.41% and a LTV of 1st disposal of 23.04%. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Collateral agent<\/h2>\n\n\n\n<p>The constitution, conservation, management, administration and, if applicable, enforcement of the pledge on behalf of wecity&#8217;s investors shall be carried out by an entity external to <strong>wecity<\/strong>.<\/p>\n\n\n\n<p>In this case, the designated Collateral Agent will be the one indicated in the loan agreement.  <\/p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Rating<\/h2>\n\n\n\n<p><strong>wecity<\/strong>, as a provider of equity financing services and in compliance with Delegated Regulation (EU) 2024\/358 supplementing Regulation (EU) 2020\/1503 of the European Parliament and of the Council, provides a <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\" target=\"_blank\" rel=\"noreferrer noopener\">description of the credit rating method<\/a><br> of the projects used to calculate the ratings. If the calculation is based on accounts that have not been audited, this shall be clearly stated in the description of the method. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Monitoring<\/h2>\n\n\n\n<p>The promoter must justify the use of the funds in each of the applications. The use of the funds by the promoter will be monitored by a company external to <strong>wecity<\/strong>.   <\/p>\n","protected":false},"featured_media":25041,"template":"","class_list":["post-25643","oportunidades","type-oportunidades","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades\/25643","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades"}],"about":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/types\/oportunidades"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media\/25041"}],"wp:attachment":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media?parent=25643"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}