{"id":24421,"date":"2026-03-06T10:18:21","date_gmt":"2026-03-06T09:18:21","guid":{"rendered":"https:\/\/www.wecity.com\/oportunidades\/alicante-rojales\/"},"modified":"2026-03-09T17:01:03","modified_gmt":"2026-03-09T16:01:03","slug":"alicante-rojales","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/alicante-rojales\/","title":{"rendered":"Alicante Rojales"},"content":{"rendered":"\n<p>WECITY complies with the provisions of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of participative financing services for companies and Title V of Law 5\/2015 on the promotion of business financing as amended by Law 18\/2022 of 28 September on the creation and growth of companies. It is authorized by the <strong>CNMV<\/strong> as a Participatory Financing Service Provider, registered in the registry under number 9, with a favorable proposal from the <strong>Bank of Spain<\/strong>.<\/p>\n\n\n\n<p>Investor, before making your investment, please read the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/\" target=\"_blank\" rel=\"noreferrer noopener\">basic information for the investor client<\/a>, as well as the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/#periodo_reflexi%C3%B3n\">pre-contractual cooling-off period for inexperienced investors <\/a>.  <\/p>\n\n\n\n<p><strong>Skin in the game<\/strong>: <em>&#8220;In compliance with Article 8.2 of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of October 7, 2020 on European providers of equity financing, it is hereby informed that in this opportunity <a href=\"https:\/\/www.wecity.com\/en\/team\/\" target=\"_blank\" rel=\"noreferrer noopener\">partners, managers and employees of wecity<\/a> may invest. These investments will be made under the same conditions as those of other investors without receiving preferential treatment or privileged access to information.&#8221; <\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The investment<\/h2>\n\n\n\n<div class=\"wp-block-group is-style-border-radius has-background\" style=\"background-color:#f5f7f6\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Purpose of the loan:<\/strong> Construction work.<\/li>\n\n\n\n<li><strong>Collateral:<\/strong> First mortgage.<\/li>\n\n\n\n<li><strong>Term:<\/strong> 9 months (+3 months possible extension)<\/li>\n\n\n\n<li><strong>Mandatory compliance:<\/strong> 3 months.<\/li>\n\n\n\n<li><strong>Interest rate:<\/strong> 10% per annum.<\/li>\n\n\n\n<li><strong>Estimated total return:<\/strong> 7.50%<\/li>\n\n\n\n<li><strong>Interest payment:<\/strong> at maturity.<\/li>\n\n\n\n<li><strong>Current ECO appraisal: <\/strong>\u20ac1,593,079.55<\/li>\n\n\n\n<li><strong>ECO HET appraisal: <\/strong>\u20ac2,806,152.39 <strong>| LTV HET: <\/strong>46.32%<\/li>\n\n\n\n<li><strong>1st Provision:<\/strong> \u20ac731,086.50 | LTV 1st Prov: 45.89%<\/li>\n\n\n\n<li><strong>Rating<\/strong>: <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\">A<\/a><\/li>\n\n\n\n<li><strong>Contributions:<\/strong><ul><li><strong>w<\/strong><strong style=\"color: initial; font-family: -apple-system, BlinkMacSystemFont, &quot;Segoe UI&quot;, Roboto, Oxygen-Sans, Ubuntu, Cantarell, &quot;Helvetica Neue&quot;, sans-serif;\">ecity loan:<\/strong><span style=\"color: initial; font-family: -apple-system, BlinkMacSystemFont, &quot;Segoe UI&quot;, Roboto, Oxygen-Sans, Ubuntu, Cantarell, &quot;Helvetica Neue&quot;, sans-serif;\"> \u20ac1,300,000<\/span><\/li><\/ul>\n<ul class=\"wp-block-list\">\n<li><strong>Developer contribution:<\/strong> \u20ac686,728<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Minimum investment:<\/strong> \u20ac500<\/li>\n\n\n\n<li><strong>Maximum investment:<\/strong> \u20ac1,000 during the first half hour.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The developer <strong>Proyectos Alba Salina SL <\/strong>is seeking financing through wecity to cover part of the construction costs of a 7-home development in Rojales, Alicante.<\/p>\n\n\n\n<p>The plot has an area of 959 m<sup>2<\/sup>, on which a 756 m<sup>2<\/sup> project is being developed. The project has a valid building permit and is currently 59.49% complete.<\/p>\n\n\n\n<p>The homes have 3 bedrooms, 3 bathrooms, a garage, and a swimming pool. Commercially, 4 of the 7 units (57%) have already been sold.<\/p>\n\n\n\n<p>The project will be financed through a <strong>mortgage loan<\/strong> for <strong>\u20ac1,300,000 at a fixed rate, which will be secured by a first mortgage<\/strong> and will have a <strong>term of 9 months<\/strong> (+3 months possible extension).<\/p>\n\n\n\n<p>To date, the developer has contributed \u20ac686,728 of its own funds for the purchase of the land, the start of construction, and project-related expenses.<\/p>\n\n\n\n<p><strong>The exit of wecity investors is planned with the sale of the seven residential units.<\/strong><\/p>\n\n\n\n<p>Interest payments and the return of the invested capital will be made<strong> at maturity<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The project<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-1024x606.jpg\" alt=\"\" class=\"wp-image-24407\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-2048x1213.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-3-1024x606.jpg\" alt=\"\" class=\"wp-image-24397\" style=\"aspect-ratio:1.6889885861318203;width:1025px;height:auto\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-3-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-3-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-3-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-3-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-3-2048x1213.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-4-1024x606.jpg\" alt=\"\" class=\"wp-image-24402\" style=\"aspect-ratio:1.6889885861318203;width:1025px;height:auto\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-4-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-4-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-4-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-4-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2026\/03\/wecity_imag_inversion_Alicante-Rojales-4-2048x1213.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Location and surroundings<\/h2>\n\n\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d3140.160428625242!2d-0.7206267898382336!3d38.08992939382839!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0xd63af1c56e9821d%3A0x32fd1739d364ccb!2sC.%20Dulce%20Chacon%2C%2014%2C%2003170%20Rojales%2C%20Alicante!5e0!3m2!1ses!2ses!4v1772789106309!5m2!1ses!2ses\" width=\"800\" height=\"600\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\"><\/iframe>\n\n\n\n<p>The property located at <strong>C\/ Dulce Chac\u00f3n, 14 (Alicante)<\/strong> is in a quiet and well-connected residential area, with shops, supermarkets, and basic services just a few minutes away, making it a convenient location for both living and investing.<\/p>\n\n\n\n<p>In addition, the location has good connections to the center of Alicante and the city&#8217;s main access roads. Nearby are points of interest such as the <strong>Alicante University General Hospital<\/strong>, <strong>Lo Morant Park<\/strong>, and the <strong>Gran V\u00eda Shopping Center<\/strong>, as well as various public transportation stops that facilitate mobility to the city center and the coast.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mortgage guarantee<\/h2>\n\n\n\n<p>The loan will be secured by a first mortgage on the asset, located at Calle Dulce Chac\u00f3n, 14 (Alicante).<\/p>\n\n\n\n<p>According to the appraisal report carried out by Valmesa, the current appraisal value is \u20ac1,593,079.55 and the appraisal value of the completed building (HET) is \u20ac2,806,152.39. The loan to be made to the developer is \u20ac1,300,000, which represents a Loan to Value (LTV) HET of 46.32% and a first drawdown LTV of 45.89%.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Collateral agent<\/h2>\n\n\n\n<p>The constitution, conservation, management, administration and, if applicable, enforcement of the pledge on behalf of wecity&#8217;s investors shall be carried out by an entity external to wecity.<\/p>\n\n\n\n<p>In this case, the designated Collateral Agent will be the one indicated in the loan agreement.  <\/p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Rating<\/h2>\n\n\n\n<p>wecity, as a provider of equity financing services and in compliance with Delegated Regulation (EU) 2024\/358 supplementing Regulation (EU) 2020\/1503 of the European Parliament and of the Council, provides a <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\" target=\"_blank\" rel=\"noreferrer noopener\">description of the credit rating method<\/a><br> of the projects used to calculate the ratings. If the calculation is based on accounts that have not been audited, this shall be clearly stated in the description of the method. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Monitoring<\/h2>\n\n\n\n<p>The promoter must justify the use of the funds in each of the applications. The use of the funds by the promoter will be monitored by a company external to wecity.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"featured_media":24415,"template":"","class_list":["post-24421","oportunidades","type-oportunidades","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades\/24421","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades"}],"about":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/types\/oportunidades"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media\/24415"}],"wp:attachment":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media?parent=24421"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}