{"id":21957,"date":"2025-11-26T17:01:06","date_gmt":"2025-11-26T16:01:06","guid":{"rendered":"https:\/\/www.wecity.com\/oportunidades\/madrid-valdebebas-park\/"},"modified":"2025-11-28T12:26:48","modified_gmt":"2025-11-28T11:26:48","slug":"madrid-valdebebas-park","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/madrid-valdebebas-park\/","title":{"rendered":"Madrid Valdebebas Park"},"content":{"rendered":"\n<p>WECITY complies with the provisions of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of participative financing services for companies and Title V of Law 5\/2015 on the promotion of business financing as amended by Law 18\/2022 of 28 September on the creation and growth of companies. It is authorized by the <strong>CNMV<\/strong> as a Participatory Financing Service Provider, registered in the registry under number 9, with a favorable proposal from the <strong>Bank of Spain<\/strong>. <\/p>\n\n\n\n<p>Investor, before making your investment, please read the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/\" target=\"_blank\" rel=\"noreferrer noopener\">basic information for the investor client<\/a>, as well as the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/#periodo_reflexi%C3%B3n\">pre-contractual cooling-off period for inexperienced investors <\/a>.  <\/p>\n\n\n\n<p><strong>Skin in the game<\/strong>:  <em>&#8220;In compliance with Article 8.2 of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of October 7, 2020 on European providers of equity financing, we hereby inform you that <a href=\"https:\/\/www.wecity.com\/en\/team\/\" target=\"_blank\" rel=\"noreferrer noopener\">partners, managers and employees of wecity<\/a> may invest in this opportunity. These investments will be made on the same terms as those of other investors without receiving preferential treatment or privileged access to information.&#8221;<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The investment<\/h2>\n\n\n\n<div class=\"wp-block-group is-style-border-radius has-background\" style=\"background-color:#f5f7f6\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Object of the loan:<\/strong> Work.<\/li>\n\n\n\n<li><strong>Collateral:<\/strong><sup>1st <\/sup>degree mortgage<\/li>\n\n\n\n<li><strong>Term:<\/strong> 12 months (+6 months possible extension)<\/li>\n\n\n\n<li><strong>Required compliance: <\/strong>6 months<\/li>\n\n\n\n<li><strong>Interest rate:<\/strong> 11% p.a.<\/li>\n\n\n\n<li><strong>Estimated total return:<\/strong> 11%<\/li>\n\n\n\n<li><strong>Interest payment:<\/strong> at maturity<\/li>\n\n\n\n<li><strong>Current appraisal (ECO):<\/strong> 1,602,790.45 \u20ac <strong>| LTV: <\/strong>32.76%<\/li>\n\n\n\n<li><strong>1st Drawing:<\/strong> 256.411,36 \u20ac <strong> | LTV 1st Drawing: <\/strong>15,99%<\/li>\n\n\n\n<li><strong>HET appraisal (ECO):<\/strong> 2,575,425.01 \u20ac <strong>| LTV<\/strong>: 39.80%<\/li>\n\n\n\n<li><strong>Rating<\/strong>: <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\">AA<\/a><\/li>\n\n\n\n<li><strong>Contributions:<\/strong><ul><li><strong>Promoter:<\/strong> 743,687.67 \u20ac<\/li><\/ul>\n<ul class=\"wp-block-list\">\n<li><strong>wecity loan<\/strong> (phase I): 525,000.00 \u20ac<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Minimum investment:<\/strong> 500 \u20ac<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The developer <strong>Orion Pirita SL, a <\/strong>company managed by <strong>Mazel Capital Group, is requesting financing through wecity<\/strong> for the construction of a luxury home at Calle de los Hermanos Gasc\u00f3n 1, Madrid.<\/p>\n\n\n\n<p>The floor area is 390 m<sup>2<\/sup>, and the buildable area is 436 m<sup>2<\/sup>. The house will have 3 bedrooms and 3 bathrooms, gym, swimming pool and two porches. The developer has the <strong>building permit granted<\/strong>, and the<strong> works <\/strong>are currently<strong> 36% complete.<\/strong> The developer has not yet started marketing.<\/p>\n\n\n\n<p>The total amount of the loan is <strong>1,025,000 \u20ac in 2 phases that will have a first degree mortgage guarantee<\/strong>, with an annual interest rate of <strong>11% and an ordinary term of 12 months + 6 months of possible extension. <\/strong>In this opportunity, we are going to finance <strong>Phase I of the loan in the amount of \u20ac525,000<\/strong>, which will be used for construction.  <\/p>\n\n\n\n<p>The developer has contributed its own funds amounting to <strong>\u20ac743,687.67<\/strong><strong> <\/strong>to date, which have been used for the acquisition of the land and the progress of the construction work.<\/p>\n\n\n\n<p>The <strong>repayment of the loan<\/strong> to wecity&#8217;s investors is expected to be made upon the sale of the property.<\/p>\n\n\n\n<p>Through wecity you can participate in a <strong>fixed-rate loan<\/strong> operation with <strong>an annual interest rate of 11% for an estimated term of 12 months<\/strong> (6 months mandatory) with the possibility of extending for an additional 6 months at<strong> <\/strong>.<\/p>\n\n\n\n<p>The payment of interest plus the return of the invested capital will be made<strong> at maturity<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The project<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas-1024x606.jpg\" alt=\"\" class=\"wp-image-21933\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas.jpg 1716w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas-1-1-1024x606.jpg\" alt=\"\" class=\"wp-image-21947\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas-1-1-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas-1-1-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas-1-1-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas-1-1-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas-1-1.jpg 1716w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large\"><img decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas-4-1024x606.jpg\" alt=\"\" class=\"wp-image-21951\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas-4-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas-4-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas-4-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas-4-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Parque-Valdebebas-4.jpg 1716w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Location and surroundings<\/h2>\n\n\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d3034.7012794989255!2d-3.6382903886507894!3d40.48187317131012!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0xd422e916e8e4921%3A0x7a42be8770233103!2sC.%20de%20los%20Hermanos%20Gasc%C3%B3n%2C%201%2C%20Hortaleza%2C%2028050%20Madrid!5e0!3m2!1ses!2ses!4v1764173101712!5m2!1ses!2ses\" width=\"800\" height=\"600\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\"><\/iframe>\n\n\n\n<p><strong>Calle de los Hermanos Gasc\u00f3n, 1<\/strong> is located very close to key points of interest such as the <strong>Dehesa de la Villa Park<\/strong>, perfect for those looking for green areas for sports or walks, as well as the <strong>Complutense University Campus<\/strong> and the <strong>University City<\/strong>, which provides dynamism and services aimed at students and professionals. It is also close to the <strong>Francos Rodr\u00edguez Municipal Sports Center<\/strong> and various schools and educational centers. <\/p>\n\n\n\n<p>In terms of services and mobility, the area has the <strong>Francos Rodriguez Metro (L7)<\/strong> a few minutes away, several bus lines and quick access to arteries such as <strong>Avenida de Pablo Iglesias<\/strong>. In terms of commerce, it has supermarkets, pharmacies, cafes and small neighborhood businesses, creating a comfortable, practical and very well connected environment. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mortgage collateral<\/h2>\n\n\n\n<p>The loan will be secured by a<sup>first<\/sup> mortgage for the construction of a luxury home at Calle de los Hermanos Gasc\u00f3n 1, Madrid.<\/p>\n\n\n\n<p>According to the appraisal report made by <strong><strong><strong>aesval valuation logic<\/strong><\/strong><\/strong>the Current Appraisal amounts to 1.602.790,45 \u20ac and the Appraisal in Hypothesis of Completed Building (HET) to 2.575.425,01 \u20ac.<strong> <\/strong>\u20ac. The loan to be made to the developer in this first phase is \u20ac525,000, which implies a Loan to Value (LTV) on current appraisal of 32.76%<strong>,<\/strong> a Loan to Value (LTV) HET of 39.80% and a Loan to Value (LTV) on first drawdown of 15.99%. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Collateral agent<\/h2>\n\n\n\n<p>The constitution, conservation, management, administration and, if applicable, enforcement of the pledge on behalf of wecity&#8217;s investors shall be carried out by an entity external to wecity.<\/p>\n\n\n\n<p>In this case, the designated Collateral Agent will be the one indicated in the loan agreement.  <\/p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Rating<\/h2>\n\n\n\n<p>wecity, as a provider of equity financing services and in compliance with Delegated Regulation (EU) 2024\/358 supplementing Regulation (EU) 2020\/1503 of the European Parliament and of the Council, provides a <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\" target=\"_blank\" rel=\"noreferrer noopener\">description of the credit rating method<\/a><br> of the projects used to calculate the ratings. If the calculation is based on accounts that have not been audited, this shall be clearly stated in the description of the method. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Monitoring<\/h2>\n\n\n\n<p>The promoter must justify the use of the funds in each of the applications. The use of the funds by the promoter will be monitored by a company external to wecity.   <\/p>\n","protected":false},"featured_media":21924,"template":"","class_list":["post-21957","oportunidades","type-oportunidades","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades\/21957","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades"}],"about":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/types\/oportunidades"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media\/21924"}],"wp:attachment":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media?parent=21957"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}