{"id":21802,"date":"2025-11-13T12:09:47","date_gmt":"2025-11-13T11:09:47","guid":{"rendered":"https:\/\/www.wecity.com\/oportunidades\/madrid-ilex-cobena\/"},"modified":"2025-11-17T13:37:44","modified_gmt":"2025-11-17T12:37:44","slug":"madrid-ilex-cobena","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/madrid-ilex-cobena\/","title":{"rendered":"Madrid Ilex Cobe\u00f1a"},"content":{"rendered":"\n<p>WECITY complies with the provisions of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of participative financing services for companies and Title V of Law 5\/2015 on the promotion of business financing as amended by Law 18\/2022 of 28 September on the creation and growth of companies. It is authorized by the <strong>CNMV<\/strong> as a Participatory Financing Service Provider, registered in the registry under number 9, with a favorable proposal from the <strong>Bank of Spain<\/strong>. <\/p>\n\n\n\n<p>Investor, before making your investment, please read the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/\" target=\"_blank\" rel=\"noreferrer noopener\">basic information for the investor client<\/a>, as well as the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/#periodo_reflexi%C3%B3n\">pre-contractual cooling-off period for inexperienced investors <\/a>.  <\/p>\n\n\n\n<p><strong>Skin in the game<\/strong>:  <em>&#8220;In compliance with Article 8.2 of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of October 7, 2020 on European providers of equity financing, we hereby inform you that <a href=\"https:\/\/www.wecity.com\/en\/team\/\" target=\"_blank\" rel=\"noreferrer noopener\">partners, managers and employees of wecity<\/a> may invest in this opportunity. These investments will be made on the same terms as those of other investors without receiving preferential treatment or privileged access to information.&#8221;<\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The investment<\/h2>\n\n\n\n<div class=\"wp-block-group is-style-border-radius has-background\" style=\"background-color:#f5f7f6\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Purpose of the loan:<\/strong> <strong>To finance the VAT<\/strong> corresponding to the acquisition of a plot of land in Cobe\u00f1a, Madrid.<\/li>\n\n\n\n<li><strong>VAT refund pledge <\/strong>(567,000 \u20ac)  <\/li>\n\n\n\n<li><strong>Term:<\/strong> 9 months (+3 months possible extension).<\/li>\n\n\n\n<li><strong>Required compliance: <\/strong>6 months.<\/li>\n\n\n\n<li><strong>Interest rate:<\/strong> 10.5% per annum.<\/li>\n\n\n\n<li><strong>Estimated total return:<\/strong> 7.87%<\/li>\n\n\n\n<li><strong>Interest payment:<\/strong> at maturity.<\/li>\n\n\n\n<li><strong>Rating<\/strong>: <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\">AAA<\/a><\/li>\n\n\n\n<li><strong>Contributions:<\/strong><ul><li><strong>Promoter&#8217;s contribution: <\/strong>2,190,000 \u20ac<\/li><\/ul>\n<ul class=\"wp-block-list\">\n<li><strong>wecity loan<\/strong>: 510,000 \u20ac<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Minimum investment:<\/strong> 500 \u20ac<\/li>\n\n\n\n<li><strong>Maximum investment:<\/strong> 500 \u20ac during the first half hour.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The company <strong>DESARROLLOS ILEX COBE\u00d1A SL, a <\/strong>company managed by <strong>ILEX GESTI\u00d3N,<\/strong> requests financing through <strong>wecity<\/strong> for the payment of part of the VAT corresponding to the acquisition of a plot of land located in the SAU3 &#8220;La Estaci\u00f3n&#8221; sector in Cobe\u00f1a (Madrid).<\/p>\n\n\n\n<p>The land has an area of 4,610m<sup>2<\/sup> where a development of <strong>22 <\/strong>semi-detached and semi-detached single-family houses will be developed, with an approximate built area of 300m<sup>2<\/sup> each. The houses are distributed in 4 and 5 bedrooms, with private plots, terraces, wine cellar and garage for two cars. The development will also have a communal swimming pool and gymnasium. At the commercial level, the developer has 11 reservations.<\/p>\n\n\n\n<p>The developer has not yet applied for a building permit.<\/p>\n\n\n\n<p>The project will be financed through a loan in the amount of <strong>\u20ac510,000, which will be secured by a pledge of the total VAT refund for the purchase of the land (\u20ac567,000) by the AEAT. <\/strong> <\/p>\n\n\n\n<p>The developer will provide its own funds in the amount of \u20ac2,190,000 for the acquisition of the site.<\/p>\n\n\n\n<p>The exit of <strong>wecity<\/strong> investors is expected with the VAT refund by the AEAT.<\/p>\n\n\n\n<p>Through wecity you can participate in a <strong>fixed rate loan<\/strong> operation with <strong>an annual interest rate of 10.5% for an estimated term of 9 months<\/strong> (6 months mandatory) with the possibility of an extension of 3 additional months at<strong> <\/strong>.<\/p>\n\n\n\n<p>The payment of interest plus the return of the invested capital will be made<strong> at maturity<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The project<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena_p-1-1024x606.jpg\" alt=\"\" class=\"wp-image-21720\" style=\"width:861px;height:undefinedpx\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena_p-1-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena_p-1-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena_p-1-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena_p-1-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena_p-1.jpg 1716w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena-1-1024x606.jpg\" alt=\"\" class=\"wp-image-21724\" style=\"width:861px;height:undefinedpx\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena-1-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena-1-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena-1-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena-1-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena-1.jpg 1716w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena-1024x606.jpg\" alt=\"\" class=\"wp-image-21728\" style=\"width:861px;height:undefinedpx\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/11\/wecity_imag_inversion_Madrid-Cobena.jpg 1716w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Location and surroundings<\/h2>\n\n\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d3030.7190068148157!2d-3.512952566207619!3d40.56988206824245!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0xd4233457af6fb1d%3A0x8907189e8f92a97!2sC.%20Vicente%20Aleixandre%2C%2028863%2C%20Madrid!5e0!3m2!1ses!2ses!4v1763035202877!5m2!1ses!2ses\" width=\"800\" height=\"600\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\"><\/iframe>\n\n\n\n<p><strong>Vicente Aleixandre street<\/strong> in Cobe\u00f1a offers a quiet residential environment with spacious homes, close to the center of town, the sports center, the school and green areas such as the Mirador Park.<\/p>\n\n\n\n<p>It also has good connections to Algete, Ajalvir and Daganzo, areas with services and stores, making it a convenient and attractive location for families and buyers looking for quality of life near Madrid.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Pledged collateral<\/h2>\n\n\n\n<p>In this project the guarantee is the refund by the Tax Agency (AEAT) of the amounts paid for VAT, in this case, in the amount of <strong>\u20ac567,000.<\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Collateral agent<\/h2>\n\n\n\n<p>The constitution, conservation, management, administration and, if applicable, enforcement of the pledge on behalf of wecity&#8217;s investors shall be carried out by an entity external to wecity.<\/p>\n\n\n\n<p>In this case, the designated Collateral Agent will be the one indicated in the loan agreement.  <\/p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Rating<\/h2>\n\n\n\n<p>wecity, as a provider of equity financing services and in compliance with Delegated Regulation (EU) 2024\/358 supplementing Regulation (EU) 2020\/1503 of the European Parliament and of the Council, provides a <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\" target=\"_blank\" rel=\"noreferrer noopener\">description of the credit rating method<\/a><br> of the projects used to calculate the ratings. If the calculation is based on accounts that have not been audited, this shall be clearly stated in the description of the method. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Monitoring<\/h2>\n\n\n\n<p>The promoter must justify the use of the funds in each of the applications. The use of the funds by the promoter will be monitored by a company external to wecity.   <\/p>\n\n\n\n<p><\/p>\n","protected":false},"featured_media":21717,"template":"","class_list":["post-21802","oportunidades","type-oportunidades","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades\/21802","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades"}],"about":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/types\/oportunidades"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media\/21717"}],"wp:attachment":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media?parent=21802"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}