{"id":19883,"date":"2025-07-04T10:25:01","date_gmt":"2025-07-04T08:25:01","guid":{"rendered":"https:\/\/www.wecity.com\/oportunidades\/madrid-pozuelo-el-paular\/"},"modified":"2025-07-04T14:07:57","modified_gmt":"2025-07-04T12:07:57","slug":"madrid-pozuelo-el-paular","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/madrid-pozuelo-el-paular\/","title":{"rendered":"Madrid Pozuelo El Paular"},"content":{"rendered":"\n<p>WECITY complies with the provisions of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of participative financing services for companies and Title V of Law 5\/2015 on the promotion of business financing as amended by Law 18\/2022 of 28 September on the creation and growth of companies. It is authorized by the <strong>CNMV<\/strong> as a Participatory Financing Service Provider, registered in the registry under number 9, with a favorable proposal from the <strong>Bank of Spain<\/strong>. <\/p>\n\n\n\n<p>Investor, before making your investment, please read the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/\" target=\"_blank\" rel=\"noreferrer noopener\">basic information for the investor client<\/a>, as well as the <a href=\"https:\/\/www.wecity.com\/en\/basic-information-for-the-investing-client\/#periodo_reflexi%C3%B3n\">pre-contractual cooling-off period for inexperienced investors <\/a>.  <\/p>\n\n\n\n<p><strong>Skin in the game<\/strong>:  <em>&#8220;In compliance with Article 8.2 of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of October 7, 2020 on European providers of equity financing, it is hereby informed that in this opportunity <a href=\"https:\/\/www.wecity.com\/en\/team\/\" target=\"_blank\" rel=\"noreferrer noopener\">partners, managers and employees of wecity<\/a> may invest. These investments will be made under the same conditions as those of other investors without receiving preferential treatment or privileged access to information.&#8221; <\/em><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The investment<\/h2>\n\n\n\n<div class=\"wp-block-group is-style-border-radius has-background\" style=\"background-color:#f5f7f6\"><div class=\"wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained\">\n<ul class=\"wp-block-list\">\n<li><strong>Purpose of the loan:<\/strong> To finance acquisition costs.<\/li>\n\n\n\n<li><strong>Collateral:<\/strong><sup>1st <\/sup>degree mortgage.<\/li>\n\n\n\n<li><strong>Term:<\/strong> 12 months (+6 months possible extension)<\/li>\n\n\n\n<li><strong>Required compliance: <\/strong>6 months.<\/li>\n\n\n\n<li><strong>Interest rate:<\/strong> 11.25% p.a.<\/li>\n\n\n\n<li><strong>Estimated total return:<\/strong> 11.25%<\/li>\n\n\n\n<li><strong>Interest payment:<\/strong> at maturity<\/li>\n\n\n\n<li><strong>ECO appraisal <\/strong>(current)<strong>:<\/strong> 1.858.867,38\u20ac <strong>Current LTV:<\/strong> 53,80%<\/li>\n\n\n\n<li><strong>Rating:<\/strong> <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\">A<\/a><\/li>\n\n\n\n<li><strong>Contributions:<\/strong><ul><li><strong>Promoter:<\/strong> 492,851.87 \u20ac<\/li><\/ul>\n<ul class=\"wp-block-list\">\n<li><strong>Wecity loan<\/strong>: 1.000.000,00 \u20ac<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li><strong>Minimum investment:<\/strong> 500 \u20ac<\/li>\n\n\n\n<li><strong>Maximum investment:<\/strong> 500 \u20ac for the first half hour.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n<p>The developer <strong>FRANGLA DESARROLLO INMOBILIARIO SL <\/strong>is seeking financing through wecity for the purchase of a property located at Calle Plant\u00edo, 7, Pozuelo de Alarc\u00f3n, in <strong>Madrid<\/strong>. This property will be demolished and replaced with a development of three semi-detached single-family homes with a swimming pool and private garden. Each of the homes will have approximately 300 m2 distributed over four floors: basement, ground floor, first floor, and attic.<\/p>\n\n\n\n<p><strong>The project will be financed through a fixed-rate mortgage loan of \u20ac1,000,000, which will be secured by a first mortgage on the property.<\/strong> The developer will contribute \u20ac492,851.87 (33%) of its own funds, which, together with the loan from wecity (\u20ac1,000,000), will be used to purchase the asset.<\/p>\n\n\n\n<p>The development has one reservation for the three units it comprises, with a deposit of \u20ac15,000.<\/p>\n\n\n\n<p>The demolition is being processed through a responsible declaration, the building permit has been applied for and is being processed, with the approval of all sector reports.<\/p>\n\n\n\n<p>The loan to wecity investors is expected to be repaid with the bank financing.<\/p>\n\n\n\n<p>Through wecity you can participate in a <strong>fixed rate loan<\/strong> operation with <strong>an annual interest rate of 11.25% for an estimated term of 12 months<\/strong> (6 months mandatory) with the possibility of extending for an additional 6 months<strong> <\/strong>.<\/p>\n\n\n\n<p>The payment of interest plus the return of the invested capital will be made<strong> at maturity<\/strong>.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">The project<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-1-1024x606.jpg\" alt=\"\" class=\"wp-image-19851\" style=\"width:1200px;height:auto\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-1-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-1-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-1-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-1-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-1-2048x1213.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-2-1024x606.jpg\" alt=\"\" class=\"wp-image-19855\" style=\"width:1200px;height:auto\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-2-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-2-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-2-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-2-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-2-2048x1213.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-3-1024x606.jpg\" alt=\"\" class=\"wp-image-19859\" style=\"width:1175px;height:auto\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-3-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-3-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-3-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-3-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-3-2048x1213.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" width=\"1024\" height=\"606\" src=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-4-1024x606.jpg\" alt=\"\" class=\"wp-image-19863\" style=\"width:1175px;height:auto\" srcset=\"https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-4-1024x606.jpg 1024w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-4-300x178.jpg 300w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-4-768x455.jpg 768w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-4-1536x909.jpg 1536w, https:\/\/www.wecity.com\/wp-content\/uploads\/2025\/07\/wecity_imag_inversion_Madrid-Pozuelo-El-Paular-4-2048x1213.jpg 2048w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Location and surroundings<\/h2>\n\n\n\n<iframe src=\"https:\/\/www.google.com\/maps\/embed?pb=!1m18!1m12!1m3!1d3035.979678129136!2d-3.7983401241118697!3d40.45358675339547!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0xd4186f70c55bfa9%3A0xa4928dc2ef36b887!2sC.%20el%20Plant%C3%ADo%2C%207%2C%2028224%20Pozuelo%20de%20Alarc%C3%B3n%2C%20Madrid!5e0!3m2!1ses!2ses!4v1751618783149!5m2!1ses!2ses\" width=\"800\" height=\"600\" style=\"border:0;\" allowfullscreen=\"\" loading=\"lazy\" referrerpolicy=\"no-referrer-when-downgrade\"><\/iframe>\n\n\n\n<p>The area of <strong>Calle El Plant\u00edo, 7<\/strong> in Pozuelo de Alarc\u00f3n enjoys an excellent location, surrounded by green spaces such as the <strong>Parque Forestal Adolfo Su\u00e1rez<\/strong>, <strong>Monte del Pilar<\/strong> and <strong>Parque de las Minas<\/strong>, ideal for walking, playing sports or enjoying with the family. A few minutes away are also the <strong>MIRA Cultural Space<\/strong> and the <strong>MIRA Theater<\/strong>, where cultural events and exhibitions are held. This combination of nature and culture brings a high added value to the quality of life in the area.  <\/p>\n\n\n\n<p>In the commercial and gastronomic area, the <strong>Zielo Shopping Pozuelo<\/strong>, a modern center with high-end stores and restaurants, such as <strong>El Cielo de Urrechu<\/strong>, stands out. In addition, the area is very well connected thanks to the <strong>El Barrial &#8211; CC Pozuelo<\/strong> commuter train station and the <strong>Metro Ligero ML-2<\/strong>, which facilitates the connection with downtown Madrid and other key points. Overall, this environment offers an ideal balance between residential tranquility, quality services and accessibility.  <\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Mortgage collateral<\/h2>\n\n\n\n<p>The loan will be secured by a<sup>1st<\/sup> degree mortgage on the asset, located at Calle el Plant\u00edo 7, Pozuelo (Madrid).<\/p>\n\n\n\n<p>According to the appraisal report by <strong><strong>valum<\/strong><\/strong>the current appraisal amounts to \u20ac1,858,867.38. The loan to be made to the developer is \u20ac1,000,000, which means a Loan to Value (LTV) over the current appraisal of <strong>53.80%.<\/strong> <br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Collateral agent<\/h2>\n\n\n\n<p>The constitution, conservation, management, administration and, if applicable, enforcement of the pledge on behalf of wecity&#8217;s investors shall be carried out by an entity external to wecity.<\/p>\n\n\n\n<p>In this case, the designated Collateral Agent will be the one indicated in the loan agreement.  <\/p>\n\n\n\n<div style=\"height:16px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Rating<\/h2>\n\n\n\n<p>wecity, as a provider of equity financing services and in compliance with Delegated Regulation (EU) 2024\/358 supplementing Regulation (EU) 2020\/1503 of the European Parliament and of the Council, provides a <a href=\"https:\/\/www.wecity.com\/en\/risk-assessment-model\/\" target=\"_blank\" rel=\"noreferrer noopener\">description of the credit rating method<\/a><br> of the projects used to calculate the ratings. If the calculation is based on accounts that have not been audited, this shall be clearly stated in the description of the method. <\/p>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"font-size:24px\">Monitoring<\/h2>\n\n\n\n<p>The promoter must justify the use of the funds in each of the applications. The use of the funds by the promoter will be monitored by a company external to wecity.   <\/p>\n\n\n\n<p><\/p>\n","protected":false},"featured_media":19872,"template":"","class_list":["post-19883","oportunidades","type-oportunidades","status-publish","has-post-thumbnail","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades\/19883","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/oportunidades"}],"about":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/types\/oportunidades"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media\/19872"}],"wp:attachment":[{"href":"https:\/\/www.wecity.com\/en\/wp-json\/wp\/v2\/media?parent=19883"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}