{"id":17221,"date":"2024-11-18T13:54:34","date_gmt":"2024-11-18T12:54:34","guid":{"rendered":"https:\/\/www.wecity.com\/oportunidades\/valladolid-el-peral\/"},"modified":"2025-03-13T16:43:50","modified_gmt":"2025-03-13T15:43:50","slug":"valladolid-el-peral","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/valladolid-el-peral\/","title":{"rendered":"Valladolid-El Peral"},"content":{"rendered":"\n

WECITY complies with the provisions of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of participative financing services for companies and Title V of Law 5\/2015 on the promotion of business financing as amended by Law 18\/2022 of 28 September on the creation and growth of companies. It is authorized by the CNMV<\/strong> as a Participatory Financing Service Provider, registered in the registry under number 9, with a favorable proposal from the Bank of Spain<\/strong>.<\/p>\n\n\n\n

Investor, before making your investment, please read the basic information for the investor client<\/a>, as well as the pre-contractual reflection period for inexperienced investors.<\/a><\/p>\n\n\n\n

Skin in the game<\/strong>: “In compliance with Article 8.2 of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of equity finance, it is hereby informed that <\/em>partners, managers and employees of wecity<\/em><\/a> may invest in this opportunity .<\/em> These investments will be made under the same conditions as those of other investors without receiving preferential treatment or privileged access to information.”<\/em><\/p>\n\n\n\n

The investment<\/h2>\n\n\n\n
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  • Purpose of the loan:<\/strong> To finance the cancellation of a mortgage debt on plot 7 of sector 42 \u201cEl Peral\u201d, Valladolid (c\/Coco).<\/li>\n\n\n\n
  • Type of loan: <\/strong>Fixed-rate loan<\/li>\n\n\n\n
  • Guarantee:<\/strong> 1st degree mortgage<\/li>\n\n\n\n
  • Term:<\/strong> 9 months (+3 months possible extension)<\/li>\n\n\n\n
  • Interest rate:<\/strong> 12% per annum<\/li>\n\n\n\n
  • Interest payment:<\/strong> at maturity<\/li>\n\n\n\n
  • ECO valuation <\/strong>(current):<\/strong> \u20ac3,576,334.69 : Current LTV: <\/strong>50.33%.<\/li>\n\n\n\n
  • Contributions:<\/strong>\n
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    • Wecity loan:<\/strong> 1,800,000 \u20ac.<\/li>\n\n\n\n
    • Developer:<\/strong> 989,405 \u20ac.<\/li>\n<\/ul>\n<\/li>\n\n\n\n
    • Minimum investment:<\/strong> 500 \u20ac.<\/li>\n\n\n\n
    • Maximum investment<\/strong>: No investment limits<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n

      The developer , \u00danico Homes, <\/strong>is requesting financing through wecity<\/strong> to finance the cancellation of the mortgage loan currently held by the developer with a debt fund in the amount of \u20ac1,625,731.90.<\/p>\n\n\n\n

      The plot has an area of 9,751m2<\/sup> and a building permit has been granted<\/strong> for the development of a development of 31 semi-detached single-family homes of 4 and 5 bedrooms of between 270-380m2<\/sup> built. Each unit includes a private garden, porch, terrace and garage for two cars. In addition to spacious common areas with swimming pool, paddle tennis court, children’s area and social club.<\/p>\n\n\n\n

      Currently, 32.25%<\/strong> of the homes have been sold<\/strong> (10 of 31 units) with reserves of 5,500 \u20ac\/unit. Sales prices range from \u20ac470,000 to \u20ac510,000.<\/p>\n\n\n\n

      The project will be financed through a fixed-rate mortgage loan in the amount of \u20ac1,800,000, and will be secured by a 1st degree<\/strong>1<\/strong><\/sup> mortgage guarantee<\/strong>.<\/strong><\/sup><\/p>\n\n\n\n

      Initially a volume of \u20ac1,100,000 will be opened and once this first tranche of financing has been completed, a second tranche of \u20ac700,000 will be opened.<\/p>\n\n\n\n

      To date, the promoter<\/strong> has contributed its own funds<\/strong> in the amount of \u20ac989,405<\/strong> (35.47%), which have been used to pay the acquisition, technical, legal, tax, etc. costs.<\/p>\n\n\n\n

      The repayment of the loan<\/strong> to wecity’s investors will take place once the pre-sales required by the bank (70%) have been reached and the developer is able to access bank financing through a developer loan. \u00danico Homes <\/strong>is the developer of the project through the vehicle company \u201c\u00danico Alpha Residencial SL\u201d.<\/p>\n\n\n\n

      Through wecity you can participate in a fixed rate loan<\/strong> operation with an annual interest rate of 12% in an estimated term of 9 months<\/strong> (6 of obligatory compliance) with apossibility of extension of 3 additional months.<\/p>\n\n\n\n

      The payment of interest + the return of the invested capital will be made at maturity<\/strong>.<\/p>\n\n\n\n

      The project<\/h2>\n\n\n\n
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      Location and environment<\/h2>\n\n\n\n