{"id":15738,"date":"2024-09-04T12:34:54","date_gmt":"2024-09-04T10:34:54","guid":{"rendered":"https:\/\/www.wecity.com\/oportunidades\/marbella-aldea-blanca\/"},"modified":"2025-03-13T18:03:30","modified_gmt":"2025-03-13T17:03:30","slug":"marbella-aldea-blanca","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/marbella-aldea-blanca\/","title":{"rendered":"Marbella-Aldea Blanca"},"content":{"rendered":"\n

WECITY complies with Law 5\/2015 and with Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of crowdfunding services for companies. It is authorized by the CNMV as a Participatory Financing Platform registered under number 30, with a favorable proposal from the Bank of Spain.<\/p>\n\n\n\n

A.R.G Reformas Granadinas SL<\/strong>, requests financing from wecity for this investment opportunity. Investor, before making your investment please read the basic information for the investor client.<\/p>\n\n\n\n

Skin in the game: “In compliance with Article 8.2 of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of equity financing, we hereby inform you that partners, managers and employees of wecity may invest in this opportunity. These investments will be made under the same conditions as those of other investors without receiving preferential treatment or privileged access to information.”<\/p>\n\n\n\n

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The investment<\/h2>\n\n\n\n

The opportunity<\/strong> consists of financing<\/strong> the acquisition<\/strong> costs<\/strong> of a luxury villa for its rehabilitation and subsequent sale. The asset is located in Avenida Manolete, 528, Nueva Andaluc\u00eda, Marbella. The property has a buildable area of 252m2<\/sup> and a constructed area of 348m2<\/sup> on a plot of 840m2 with <\/sup>large gardens and swimming pool. The rehabilitation costs will be assumed entirely by the developer of the project. The commercialization will begin when the works are already well advanced.<\/p>\n\n\n\n

The project will be financed through a fixed-rate loan with a<\/strong> 1st degree<\/strong> mortgage guarantee<\/strong> for an amount of \u20ac1,200,000<\/strong>, which will be used for the purchase and sale of the asset.<\/p>\n\n\n\n

The promoter<\/strong> provides<\/strong> its own<\/strong> funds<\/strong> for an amount of \u20ac700,000 (37%)<\/strong> which, together with the \u20ac1,200,000 requested from wecity’s investors, make a total of \u20ac1,900,000 necessary for the acquisition of the asset and payment of technical expenses.<\/p>\n\n\n\n

Through wecity you can participate in a fixed-rate loan operation with an annual interest rate of 11% for an estimated term of 12 months<\/strong> (6 months mandatory) with the possibility of an extension of 3 additional months<\/strong>.<\/p>\n\n\n\n

The exit of the investors occurs with the sale and delivery of the property to the buyer.<\/p>\n\n\n\n

The payment of interest + the return of the invested capital will be madeat maturity<\/strong>.<\/p>\n\n\n\n

With a minimum investment of 500 \u20ac<\/strong>, you can participate in this opportunity with an excellent profitability and with the maximum guarantees. The estimated total return is 11%<\/strong> for 12 months or 13.75%<\/strong> if the final term is with the 3-month extension.<\/p>\n\n\n\n

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Keys Investment<\/strong><\/p>\n\n\n\n

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  • Purpose of the loan:<\/strong> Purchase of a property located at Avenida Manolete, 528, Nueva Andalucia, Marbella.<\/li>\n\n\n\n
  • Guarantee:<\/strong>1st<\/sup> degree mortgage.<\/li>\n\n\n\n
  • Term:<\/strong> 12 months (+3 months optional extension).<\/li>\n\n\n\n
  • Interest rate:<\/strong> 11% per annum.<\/li>\n\n\n\n
  • Estimated total yield:<\/strong> 11%.<\/li>\n\n\n\n
  • Interest payment:<\/strong> at maturity<\/li>\n\n\n\n
  • ECO appraisal:<\/strong> \u20ac2,183,796 (current LTV:<\/strong> 54.95%).<\/li>\n\n\n\n
  • Contributions:<\/strong>\n
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    • Wecity loan:<\/strong> \u20ac1,200,000.<\/li>\n\n\n\n
    • Developer’s equity:<\/strong> \u20ac700,000 (37%).<\/li>\n<\/ul>\n<\/li>\n\n\n\n
    • Minimum investment:<\/strong> \u20ac500.<\/li>\n\n\n\n
    • Maximum investment<\/strong>: No investment limits<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n
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      ECO Valuation<\/h2>\n\n\n\n

      The current appraisal<\/strong> for mortgage guarantee purposes (ECO Order 805\/2003) amounts to \u20ac2,183,796.<\/strong> This represents a Loan to Value<\/strong> (LTV) over the current appraisal of 54.95%.<\/strong><\/p>\n\n\n\n

      The independent appraiser in charge of identifying the value is VALUM, whose corporate name is Instituto de Valoraciones SA, and which is registered as an Approved Appraisal Company by the Bank of Spain under number 4498.<\/strong><\/p>\n\n\n\n

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      The Project<\/h2>\n\n\n\n
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      Location<\/h2>\n\n\n\n

      Located in the heart of Marbella<\/strong>, Aldea Blanca offers an unparalleled connection to the attractions of the Costa del Sol, as well as a harmonious environment surrounded by lush Mediterranean landscapes. Meticulously designed gardens, landscaped pathways and architecture integrated with the surroundings create an oasis of serenity that invites residents to enjoy the tranquility and beauty of their surroundings.<\/p>\n\n\n\n

      It is located just a few minutes drive from Puerto Banus, the prestigious and exclusive marina. This proximity adds an exclusive touch to the lifestyle that Nueva Andaluc\u00eda offers, allowing residents to immerse themselves in the sophistication of this iconic Marbella destination.<\/p>\n\n\n\n