{"id":14263,"date":"2024-05-28T09:33:14","date_gmt":"2024-05-28T07:33:14","guid":{"rendered":"https:\/\/www.wecity.com\/?post_type=oportunidades&p=14263"},"modified":"2025-03-13T17:03:53","modified_gmt":"2025-03-13T16:03:53","slug":"valdemarin","status":"publish","type":"oportunidades","link":"https:\/\/www.wecity.com\/en\/opportunities\/valdemarin\/","title":{"rendered":"Madrid-Valdemar\u00edn"},"content":{"rendered":"\n

WECITY complies with Law 5\/2015 and with Regulation<\/strong> (EU) 2020\/1503 of the European Parliament and of the Council<\/strong> of 7 October 2020 on European providers of crowdfunding services for companies. It is authorized by the CNMV<\/strong> as a Participatory Financing Platform registered under number 30<\/strong>, with a favorable proposal from the Bank of Spain<\/strong>.<\/p>\n\n\n\n

TransForEstate SL<\/strong><\/strong><\/strong>,<\/strong> requests financing from wecity for this investment opportunity. Investor, before making your investment please read the basic information for the investor client<\/a>.<\/p>\n\n\n\n

Skin in the game: <\/strong>“In compliance with Article 8.2 of Regulation (EU) 2020\/1503 of the European Parliament and of the Council of 7 October 2020 on European providers of equity financing, we hereby inform you that partners, managers and employees of wecity may invest in this opportunity.<\/a> These investments will be made under the same conditions as those of other investors without receiving preferential treatment or privileged access to information.”<\/em><\/p>\n\n\n\n

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The investment<\/strong><\/h2>\n\n\n\n

The investment opportunity consists of financing the construction costs<\/strong> (currently 12.5% completed) of a development of 37 lofts and 4 commercial premises<\/strong> at 3 Aguar\u00f3n Street, Valdemar\u00edn, Madrid<\/strong>. The plot has a surface area of 2,500 m2<\/sup> on which a building of 4,382 m2 <\/sup>is planned. Currently, the sales level of the lofts is 49% (18 of 37), of which there are 17 sales (private sales contracts) and 1 reservation. As for the commercial premises, there are 2 reservations, representing 50% of sales (2 out of 4). The amounts paid on account by the buyers exceed \u20ac650,000.<\/p>\n\n\n\n

The project will be financed through a mortgage loan of \u20ac3,000,000 <\/strong>at a fixed rate with a 1st degree mortgage guarantee corresponding to PHASE I <\/strong>of a total loan, which may reach a maximum of \u20ac7,000,000 in PHASE III<\/strong>. Due to current regulations, a maximum of \u20ac5,000,000 will be financed during the first 12 months after PHASE I is financed.<\/p>\n\n\n\n

The developer (TransforEstate) has contributed its own funds in the amount of \u20ac5,162,525 (including VAT) (63%), which, together with the amounts paid on account by the buyers and the \u20ac3,000,000 requested from the wecity investors (PHASE I), make a total of \u20ac8,162,525 required for the start of construction. The developer will be able to activate PHASES II and III until the funds necessary for the execution of the project are completed.<\/p>\n\n\n\n

The exit of investors from wecity occurs with the delivery of the lofts and premises to the buyers<\/strong>, once the Activity License is obtained, or with the entry of the bank financing, once the pre-sales required by the bank are obtained.<\/p>\n\n\n\n

Through wecity you can participate in a fixed rate loan operation with an annual interest rate of 11% for an estimated term of 15 months<\/strong> (6 months of obligatory compliance) with the possibility of an extension of 6 additional months<\/strong>. The total estimated return is 13.75% for 15 months or 19.25% if the final term is 6 months with the extension. The interest payment + the return of the invested capital will be made at maturity.<\/p>\n\n\n\n

With a minimum investment of 500 \u20ac,<\/strong> you can participate in this opportunity with an excellent profitability and with the maximum guarantees.<\/p>\n\n\n\n

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Investment keys<\/strong><\/strong><\/strong><\/strong><\/p>\n\n\n\n

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  • Purpose of the loan:<\/strong> To finance the construction costs of a development of 37 lofts and 4 commercial premises in calle Aguar\u00f3n, 3, Madrid.<\/li>\n\n\n\n
  • Collateral:<\/strong> 1st degree mortgage on the assets and the construction.<\/li>\n\n\n\n
  • Additional guarantee:<\/strong> Irrevocable power of sale.<\/li>\n\n\n\n
  • Term:<\/strong> 15 months (+ 6 months possible extension).<\/li>\n\n\n\n
  • Interest rate:<\/strong> 11% per annum.<\/li>\n\n\n\n
  • Estimated total return:<\/strong> 13.75%.<\/li>\n\n\n\n
  • Interest payment:<\/strong> at maturity.<\/li>\n\n\n\n
  • Marketing:<\/strong> lofts: 49% (18 of 37 units).<\/li>\n\n\n\n
  • Commercialization:<\/strong> premises: 50% (2 of 4 units).<\/li>\n\n\n\n
  • Current ECO appraisal:<\/strong> 5,318,401 \u20ac (current LTV: 56.41%).<\/li>\n\n\n\n
  • ECO HET appraisal:<\/strong> 16.313.636 \u20ac (LTV HET: 42,91%)<\/li>\n\n\n\n
  • Amount 1st disposition: <\/strong>1,272,910 \u20ac (LTV 1st disposition: 23.93%).<\/li>\n\n\n\n
  • Contributions:<\/strong>\n
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    • Promoter:<\/strong> 5.318.401 \u20ac (63%) (VAT included)<\/li>\n\n\n\n
    • Investors wecity phase I:<\/strong> 3.000.000 \u20ac.<\/li>\n<\/ul>\n<\/li>\n\n\n\n
    • Minimum investment: <\/strong>500 \u20ac.<\/li>\n\n\n\n
    • Maximum investment: <\/strong>No limits.<\/li>\n<\/ul>\n<\/div><\/div>\n\n\n\n
      <\/div>\n\n\n\n

      ECO Appraisal and Mortgage Guarantee<\/h2>\n\n\n\n

      The loan will be secured by a 1st degree mortgage<\/strong> on the plot of land and the building, located at Calle Aguar\u00f3n, 3, Valdemar\u00edn, Madrid.<\/strong><\/p>\n\n\n\n

      The current appraisal for mortgage guarantee purposes (Order ECO 805\/2003) amounts to 5,318,401 \u20ac.<\/strong> This represents a Loan to Value (LTV) over the current appraisal of 56.41%. The independent appraisal company in charge of identifying the value is GESVALT,<\/strong> whose corporate name is Gesvalt Sociedad de Tasaci\u00f3n SA, and which is registered as an approved appraisal company by the Bank of Spain under number 4455.<\/p>\n\n\n\n

      The appraisal on the assumption of a completed building amounts to \u20ac16,353,636<\/strong>. This represents a Loan to Value (LTV) on HET appraisal of 42.91%.<\/p>\n\n\n\n

      The Loan to Value (LTV) on first disposal is 23.93 %.<\/strong><\/p>\n\n\n\n

      <\/div>\n\n\n\n

      The project<\/h2>\n\n\n\n

      The project consists of financing the construction costs of a development of 37 lofts and 4 commercial premises located at calle Aguar\u00f3n, 3, Madrid.<\/p>\n\n\n\n

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      Location<\/h2>\n\n\n\n

      The project is located in Valdemar\u00edn<\/strong>, one of the most exclusive and sought-after real estate areas in Madrid<\/strong>. The area has a privileged location that makes it perfect for those looking to live in a quiet environment away from the hustle and bustle of the city. All this without giving up the proximity and amenities that Madrid has to offer.<\/p>\n\n\n\n

      Located to the west of Madrid, Valdemar\u00edn is surrounded by the forest parks of Casa de Campo and Monte del Pardo<\/strong>, which makes it one of the greenest and coolest areas of the capital.
      The area also stands out for its wide range of services, where we can find renowned educational centers, such as Mater Salvatoris or The English Montessori schools, and outstanding hospitals, such as Vithas Madrid Pardo or Sanitas La Zarzuela. Not to mention the wide gastronomic and leisure offer.<\/p>\n\n\n\n